905 Kenneth Cir, Elgin, IL 60120 Property Records

Cook County property record for 905 Kenneth Cir, Elgin, IL 60120

Property Summary

Property TypeTownhouse
Details2 bd · 1 ba · 1,064 sqft · built 1984
Lot Size0.019 acres (805 sqft)
OwnerCompany Name on Record
Last Sale$100,000 (Mar 2021)
Tax Bill$3,310 (2023)
Deeds & MortgagesMar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-07-402-133

Property Details

APN / Parcel Number

Primary APN06-07-402-133
Alternative APN
  • 06-07-402-133-0000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,064 sqft Living Area

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1985
Architectural StyleModern
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialTar & Gravel
Lot Area805 sqft (0.019 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address905 KENNETH CIR
CityELGIN
StateIL
Zip60120-5137
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal Description(KENNINGTON) SQUARE (SECOND) ADD II BNG A SUB OF PT S E SE SEC 07-41-09
Legal Range09E
Legal Township41N
Legal Section07
Legal SubdivisionKENNINGTON SQUARE SECOND
Legal Block900
Legal Lot Number905
JurisdictionCOOK IL
Township / Civil DivisionHANOVER
Census Block Group4
Census Block4016
Census Tract804403

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address905 KENNETH CIR, ELGIN, IL 60120-5137
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 16, 2021 · Amount on Record
Deed SaleMar 16, 2021 · Amount on Record
Prior SaleJun 11, 2007 · Amount on Record
Deed Document Number202142092
Prior Transfer DateApr 15, 1994
Prior Transfer Doc0000000307
Record UpdatedOct 29, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateMar 16, 2021
Property Address905 KENNETH CIR, ELGIN, IL 60120-5137
Document Number0007542092
Map ReferenceDOC 27281858
Instrument DateFeb 19, 2021
Instrument2107542092
Transaction TypeTransfer
Record UpdatedApr 22, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$100.00
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address905 KENNETH CIR, ELGIN, IL 60120-5137

Mortgage

Document Number0007542093
DateMar 16, 2021
Instrument2107542093
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term168 Months
DueMar 1, 2035
Interest
Rate TypeFixed Rate
Rate2.75%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionHanover Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,001 (+30.45%) Land $564 Building $14,437$150,010 (+30.45%) Land $5,640 Building $144,370
2023$3,310.00 (+2.92%)
2022$3,216.00 Homeowner's exemption$11,499 Land $1,499 Building $10,000$114,990 Land $14,990 Building $100,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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