905 Hazelwood Ave, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 905 Hazelwood Ave, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,448 sqft · built 1922
Lot Size	0.11 acres (4,800 sqft)
Owner	Individual Name on File
Tax Bill	$4,599 (2026)
Deeds & Mortgages	Oct 2024 Reverse Mortgage Oct 2024 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`421500 48.60-4-10`

Property Details

APN / Parcel Number

Primary APN	`421500 48.60-4-10`
Alternative APN	`150004806000040100000000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,448 sqft Living Area
1st Floor Area	1,034 sqft
Upper Floors Area	414 sqft
Attic	Attic
Attic Area	414 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	294 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	390 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	905 HAZELWOOD AVE
City	SCHENECTADY
State	NY
Zip	12306-4915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	1X WOOD AND GARAGE
Legal Block	4
Legal Lot Number	10.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1001
Census Tract	33200

Owner

905 Hazelwood Ave is owned and occupied by an individual.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	905 HAZELWOOD AVE, SCHENECTADY, NY 12306-4915
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2024	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Oct 2, 2024	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Mar 5, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	905 HAZELWOOD AVE, SCHENECTADY, NY 12306-4915
Transaction Type	Mortgage
Record Updated	Apr 14, 2026
Title Company	PRO NATIONAL TITLE AGENCY, PRO NATIONAL TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 HAZELWOOD AVE, SCHENECTADY, NY 12306-4915

Mortgage

Document Number	0000058476
Date	Oct 2, 2024
Book Page	5400/175
Instrument	202458476

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Address	PARAMUS, NJ 07652

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	795 Months
Due	Jan 29, 2091

Interest

Rate Type	Adjustable Rate

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	905 HAZELWOOD AVE, SCHENECTADY, NY 12306-4915
Transaction Type	Mortgage
Record Updated	Apr 14, 2026
Title Company	PRO NATIONAL TITLE AGENCY, PRO NATIONAL TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 HAZELWOOD AVE, SCHENECTADY, NY 12306-4915

Mortgage

Document Number	0000058475
Date	Oct 2, 2024
Book Page	2138/160
Instrument	202458475

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Address	PARAMUS, NJ 07652

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	795 Months
Due	Jan 29, 2091

Interest

Rate Type	Adjustable Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	905 HAZELWOOD AVE, SCHENECTADY, NY 12306-4915
Document Number	0000012215
Instrument Date	Mar 5, 2019
Transaction Type	Mortgage
Record Updated	Apr 3, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 HAZELWOOD AVE SCHENECTADY NY 123064915, SCHENECTADY, NY 12306-4915

Mortgage

Document Number	0000012215
Date	Mar 21, 2019
Book Page	004900/000476
Instrument	12215

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 20, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 905 Hazelwood Ave was $4,599 with exemptions applied, up 6% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,599.00 (+5.97%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption
2025	$4,340.00	$118,400 Land $17,800 Building $100,600	$196,059 Land $29,475 Building $166,584
2023		$118,400 (-) Land $17,800 Building $100,600	$149,873 (+3.8%) Land $22,532 Building $127,341
2022		$118,400 Land $17,800 Building $100,600	$144,390 Land $21,707 Building $122,683
2021	$3,960.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 905 Hazelwood Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–2003)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 905 Hazelwood Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 844 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Greenlight Networks.

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