905 Gulf Rd, Elyria, OH 44035 Property Records

Lorain County property record for 905 Gulf Rd, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 1980
Square Footage	2,495 sqft Living Area
Lot Size	18,295 sqft (0.419 acres)
Garage	Attached, 66 sqft
Occupancy	Owner Occupied
Tax Bill	$3,243.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-25-033-101-024`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	2,495 sqft Living Area
1st Floor	1,222 sqft 1st Floor
2nd Floor	946 sqft 2nd Floor
Upper Floors	608 sqft Upper Floors
Family Room	Family Room
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1980
Architectural Style	Traditional Style
Exterior Material	Wood Siding Exterior
Construction Type	Frame Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Lot Area	18,295 sqft (0.419 acres)
Depth X Width	230 ft x 80 ft Depth x Width
Garage Type	Attached Garage
Garage Area	66 sqft Garage

Exterior Amenities

Patio Area	56 sqft Patio
Porch	1 Porch
Porch Area	20 sqft Porch
Canopy Area	83 sqft Canopy

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	905 GULF RD
City	ELYRIA
State	OH
Zip	44035-2979
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	33-06-068 -092-00
Legal Subdivision	BLACK RIVER
Legal Tract	25
Legal Block	101
Legal Lot Number	33
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	3
Census Block	3012
Census Tract	70101

Owner

Source: Lorain County records · APN 06-25-033-101-024

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	905 GULF RD, ELYRIA, OH 44035-2979
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Recording Date	May 15, 2026
Property Address	905 GULF RD, ELYRIA, OH 44035-2979
Document Number	0000096004
Instrument Date	May 11, 2026
Instrument	202696004
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 GULF RD, ELYRIA, OH 44035-2979

Mortgage

Document Number	0000096004,
Date	May 15, 2026
Instrument	202696004

Lender

Name	FIRST COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 03, 2041

Interest

Rate Type	Fixed Rate
Rate	5.74%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,243.00	$89,680 (-0.01%) Land $12,380 Building $77,300	$256,250 (-) Land $35,380 Building $220,870
2024	$3,243.00 (+0.31%)	$89,688 (+30.91%) Land $12,383 Building $77,305	$256,250 (+30.91%) Land $35,380 Building $220,870
2023	$3,233.00 (-0.34%)	$68,510 (-) Land $9,818 Building $58,692	$195,740 (-) Land $28,050 Building $167,690
2022	$3,244.00	$68,510 Land $9,820 Building $58,690
2021			$195,740 Land $28,050 Building $167,690

Flood & Wildfire

905 Gulf Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.