905 Grinnell St, Key West, FL 33040 Property Records

Monroe County property record for 905 Grinnell St, Key West, FL 33040 · Last verified April 2026

Property Summary

Property Type	Quadplex
Details	7 bd · 4 ba · 3,383 sqft · built 1959
Lot Size	0.132 acres (5,737 sqft)
Owner	Company Name on File
Last Sale	$1,042,500 (Feb 2014)
Tax Bill	$13,745 (2024)
Deeds & Mortgages	Apr 2022 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`00020860-000000`

Property Details

APN / Parcel Number

Primary APN	`00020860-000000`
Alternative APNs	`01010100020860000000` `1021601`

Interior

Bedrooms	7 Beds
Full Baths	4 Baths
Units	4 Units
Stories	1 Story
Building Area	3,383 sqft Living Area
1st Floor Area	3,383 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2013
Architectural Style	Quadruplex
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,737 sqft (0.132 acres)
Lot Dimensions	93 ft deep x 58 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	165 sqft
Deck Area	426 sqft
Patio Area	602 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1021601
Street Address	905 GRINNELL ST
City	KEY WEST
State	FL
Zip	33040-6434
Property Category	Residential
Property Type	Residential > Multi-Unit > Quadplex
Legal Description	KW PT LOT 4 AND PT LOT 2 SQR 3 TR 6 OR4-281/83 OR4-284/85 OR600-754/55 OR701-406 OR760-988 OR810-258/59 OR760-988 OR1063-1540/41 OR1539-501/02 OR2016-2448/49 OR2670-1410/12 OR3165-2364
Legal Range	25E
Legal Township	68S
Legal Section	05
Legal Subdivision	JOHN LOWES SUBDIVISION
Legal Tract	6
Legal Lot Number	4,2
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	3
Census Block	3022
Census Tract	972800

Owner

Source: Monroe County records · APN 00020860-000000

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	4 HIGHLAND PL, ASHEVILLE, NC 28804-3846
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 10, 2014 · Amount on Record
Deed Sale	Feb 10, 2014 · Amount on Record
Prior Sale	Jun 17, 2004 · Amount on Record
Deed Document Number	20141968298
Deed Book / Page	2670 / 1410
Record Updated	Jun 08, 2026

April 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	MONROE FL
Recording Date	Apr 07, 2022
Property Address	905 GRINNELL ST, KEY WEST, FL 33040-6434
Document Number	0031652364
Book / Page	3165 / 2364
Instrument Date	Apr 03, 2022
Instrument	2369603
Record Updated	Apr 22, 2022
Title Company	TRUE TITLE FLORIDA KEYS INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 HIGHLAND PL, ASHEVILLE, NC 28804-3846

Mortgage

Document Number	0031652370
Date	Apr 07, 2022
Book Page	3165/2370
Instrument	2369606

Lender

Name	UNITED BANK
Type	Bank
Address	GREENVILLE, NC 27858

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,795,270 (+2.12%) Land $1,272,643 Building $522,627	$1,795,270 (+2.12%) Land $1,272,643 Building $522,627
2024	$13,745.00 (+4.08%)
2023	$13,206.00 (+17.6%)	$1,758,016 (+32.03%) Land $1,246,312 Building $511,704	$1,758,016 (+32.03%) Land $1,246,312 Building $511,704
2022	$11,230.00	$1,331,570 Land $830,875 Building $500,695	$1,331,570 Land $830,875 Building $500,695

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879728003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Flood Insurance Cost	Premium on Record median of 248 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	259 units insured 11 under condo master policies
Nearby Flood Claims	11 (2005–2025)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Feb 2025, rainfall accumulation
Claims By Storm	Hurricane Irma, Sep 2017 · 6 claims Hurricane Wilma, Oct 2005 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 917 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

May also be available at this address: T-Mobile USA, AT&T, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.