Norfolk City property record for 905 Grayson St, Norfolk, VA 23523
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,527 sqft · built 1920 |
| Lot Size | 0.108 acres (4,696 sqft) |
| Owner | Company Name on Record |
| Last Sale | $267,760 (Jan 2026) |
| Tax Bill | $4,482 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Oct 2008 Reverse Mortgage + 5 more |
| APN | 14031800 |
| Primary APN | 14031800 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,527 sqft Living Area |
| Attic | Attic |
| Attic Area | 1,442 sqft |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Wood Shingle |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 4,696 sqft (0.108 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Porch |
| Porch Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 905 GRAYSON ST |
|---|---|
| City | NORFOLK |
| State | VA |
| Zip | 23523-1325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | LOT 16 & PT OF 15, BLK 5 |
| Legal Subdivision | CEDAR GROVE |
| Legal Block | 5 |
| Legal Lot Number | 16 |
| Jurisdiction | NORFOLK CITY VA |
| Township / Civil Division | NORFOLK |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 5000 |
Source: Norfolk City records, as of August 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 933 SUMMERSIDE CT, VIRGINIA BEACH, VA 23456-6307 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jul 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE MORTGAGE INC |
| Oct 27, 2008 | Deed of Trust, Mortgage · Reverse Mortgage WORLD ALLIANCE FINANCIAL CORP |
| Jan 30, 2026 | Bargain and Sale Deed, Transfer · Line of Credit ALBERT MEDINA |
| Sep 5, 2025 | Trustee's Deed, Foreclosure |
| May 4, 2022 | Warranty Deed, Transfer · Conventional Mortgage OVM FINANCIAL INC |
| May 4, 2020 | Warranty Deed, Transfer · VA Mortgage OVM FINANCIAL INC |
| Oct 13, 2017 | Warranty Deed, Transfer · VA Mortgage OVM FINANCIAL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 30, 2026 · Amount on Record |
| Deed Sale | Jan 30, 2026 · Amount on Record |
| Prior Sale | Sep 5, 2025 · Amount on Record |
| Deed Document Number | 20261959 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Jul 27, 2026 |
| Property Address | 905 GRAYSON ST, NORFOLK, VA 23523-1325 |
| Document Number | 0000014526 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 202614526 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2026 |
| Title Company | TITLEQUEST AGENCY INC, TITLEQUEST |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 1720 9TH ST, ROCK ISLAND, IL 61201-3434 |
| Document Number | 0000014526, |
|---|---|
| Date | Jul 27, 2026 |
| Instrument | 202614526 |
| Name | CORNERSTONE MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Property Address | 905 GRAYSON ST, NORFOLK, VA 23523-1325 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0080029091 |
|---|---|
| Date | Oct 27, 2008 |
| Instrument | 080029091 |
| Name | WORLD ALLIANCE FINANCIAL CORP |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | MELVILLE, NY 11747 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 742 Months |
| Due | Aug 25, 2070 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.96% |
| Type Change Date | Jul 1, 2008 |
| Change Frequency | Monthly |
| Index | 1-Month LIBOR |
| Max Rate | 13.9% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Jan 30, 2026 |
| Property Address | 905 GRAYSON ST, NORFOLK, VA 23523-1325 |
| Document Number | 0260001959 |
| Map Reference | MB 3 PG 19 |
| Instrument Date | Jan 22, 2026 |
| Instrument | 260001959 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2026 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $364.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 933 SUMMERSIDE CT, VIRGINIA BEACH, VA 23456-6307 |
| Document Number | 0260001960 |
|---|---|
| Date | Jan 30, 2026 |
| Instrument | 260001960 |
| Name | ALBERT MEDINA |
|---|---|
| Type | Private Party |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 5 Months |
| Due | Jun 29, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Sep 5, 2025 |
| Property Address | 905 GRAYSON ST, NORFOLK, VA 23523-1325 |
| Document Number | 0250016060 |
| Instrument Date | Sep 4, 2025 |
| Instrument | 250016060 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 7, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $364.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9726 OLD BAILES RD, FORT MILL, SC 29707-7540 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | May 4, 2022 |
| Property Address | 905 GRAYSON ST, NORFOLK, VA 23523-1325 |
| Document Number | 0220011507 |
| Instrument Date | Apr 27, 2022 |
| Instrument | 220011507 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 905 GRAYSON ST, NORFOLK, VA 23523-1325 |
| Document Number | 0220011508 |
|---|---|
| Date | May 4, 2022 |
| Instrument | 220011508 |
| Name | OVM FINANCIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | May 4, 2020 |
| Property Address | 905 GRAYSON ST, NORFOLK, VA 23523-1325 |
| Document Number | 200010119 |
| Instrument Date | Apr 13, 2020 |
| Instrument | 200010119 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2021 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 905 GRAYSON ST, NORFOLK, VA 23523-1325 |
| Document Number | 200010120 |
|---|---|
| Date | May 4, 2020 |
| Instrument | 200010120 |
| Name | OVM FINANCIAL INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Oct 13, 2017 |
| Property Address | 905 GRAYSON ST, NORFOLK, VA 23523-1325 |
| Document Number | 170023160 |
| Instrument Date | Oct 11, 2017 |
| Instrument | 170023160 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 905 GRAYSON ST, NORFOLK, VA 23523-1325 |
| Document Number | 0170023161 |
|---|---|
| Date | Oct 13, 2017 |
| Instrument | 170023161 |
| Name | OVM FINANCIAL INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: Norfolk City assessment roll, as of September 25, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Norfolk City |
| Unified School District | Norfolk City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,482.00 (+18.17%) | $364,400 (+20.07%) Land $49,500 Building $314,900 | $364,400 (+20.07%) Land $49,500 Building $314,900 |
| 2023 | $3,793.00 | $303,500 Land $49,500 Building $254,000 | $303,500 Land $49,500 Building $254,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 10 (1999–2020) |
| Claims Outside the SFHA | 2 of 10 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
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