905 Grayson Ln, Jackson, TN 38305 Property Records

Madison County property record for 905 Grayson Ln, Jackson, TN 38305

Property Summary

Property Type	Single Family Home
Details	5.5 ba · 4,106 sqft · built 1998
Lot Size	0.932 acres (40,600 sqft)
Owner	2 Individual Names on File
Last Sale	$875,000 (Aug 2025)
Tax Bill	$2,331 (2024)
Deeds & Mortgages	Sep 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`033H-C-018.00`

Property Details

APN / Parcel Number

Primary APN	`033H-C-018.00`
Alternative APNs	`03033HC033H01800` `057033H C 01800`

Interior

Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Stories	2 Stories
Building Area	4,106 sqft Living Area
Gross Area	4,911 sqft
1st Floor Area	2,870 sqft
Upper Floors Area	756 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2002
Architectural Style	L-Shape
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	40,600 sqft (0.932 acres)
Lot Dimensions	290 ft deep x 140 ft wide
Garage Type	Attached
Garage Area	805 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	444 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	905 GRAYSON LN
City	JACKSON
State	TN
Zip	38305-6911
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLOW GREEN PB 0007 PG 0126 BLK 0005 LOT 0163 140X290.51X156.10X287.12
Legal Subdivision	WILLOW GREEN
Legal Block	5
Legal Lot Number	163
Jurisdiction	MADISON TN
Township / Civil Division	9
Census Block Group	2
Census Block	2035
Census Tract	1610

Owner

Source: Madison County records · APN 033H-C-018.00

Assessment roll updated December 10, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	905 GRAYSON LN, JACKSON, TN 38305-6911
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 29, 2025 · Amount on Record
Deed Sale	Aug 29, 2025 · Amount on Record
Prior Sale	Sep 30, 2016
Deed Document Number	20259864
Deed Book / Page	792 / 1278
Transfer Doc	0736001632
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	905 GRAYSON LN, JACKSON, TN 38305-6911
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 GRAYSON LN, JACKSON, TN 38305-6911

Mortgage

Document Number	T2290/1248
Date	Sep 30, 2025
Book Page	T2290/1248
Instrument	25011133

Lender

Name	CADENCE BANK NA
Type	Bank
Address	PO BOX 3356, TUPELO, MS 38803

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated December 10, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Madison County
Municipality	Jackson City
Unified School District	Jackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$124,425 (-) Land $16,250 Building $108,175	$497,700 (-) Land $65,000 Building $432,700
2024	$2,331.00 (-46.24%)
2023		$124,425 Land $16,250 Building $108,175
2022	$4,336.00		$497,700 Land $65,000 Building $432,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (47113C), updated August 3, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471130016102, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	8 (1980–2010)
Claims Outside the SFHA	3 of 8
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 6 claims

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 156 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Jackson Energy Authority Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	JACKSON WATER SYSTEM serves 91,111 people
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.