Kane County property record for 905 Ginger Ln, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,891 sqft · built 2000 |
| Lot Size | 0.331 acres (14,411 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $355,000 (Sep 2018) |
| Tax Bill | $10,537 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Sep 2018 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-08-278-006 |
| Primary APN | 12-08-278-006 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,891 sqft Living Area |
| Gross Area | 3,357 sqft |
| Basement Area | 1,466 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 14,411 sqft (0.331 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 905 GINGER LN |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-4644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NW PT LOT 7, 2ND SUB LOT 3,RANDALL CENTR |
| Legal Subdivision | D SUBD |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 854800 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 905 GINGER LN, GENEVA, IL 60134-4644 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Nov 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMPASS MORTGAGE INC |
| Sep 13, 2018 | Trustee's Deed, Foreclosure · Conventional Mortgage COMPASS MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 13, 2018 · Amount on Record |
| Deed Sale | Sep 13, 2018 · Amount on Record |
| Prior Sale | Jul 11, 2006 · Amount on Record |
| Deed Document Number | 201845067 |
| Prior Transfer Date | Aug 16, 2018 |
| Prior Transfer Doc | 0000045067 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 905 GINGER LN, GENEVA, IL 60134-4644 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000068485 |
|---|---|
| Date | Nov 9, 2020 |
| Instrument | 2020K068485 |
| Name | COMPASS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | 80555 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 13, 2018 |
| Property Address | 905 GINGER LN, GENEVA, IL 60134-4644 |
| Document Number | 0000045067 |
| Instrument Date | Aug 16, 2018 |
| Instrument | 2018K045067 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 5, 2022 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $355.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 905 GINGER LN, GENEVA, IL 60134-4644 |
| Document Number | 0000045068 |
|---|---|
| Date | Sep 13, 2018 |
| Instrument | 2018K045068 |
| Name | COMPASS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2048 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,537.00 (+5.14%) Homeowner's exemption Senior Citizen's exemption | $161,892 (+8.5%) Land $43,345 Building $118,547 | $485,870 (+8.5%) Land $130,087 Building $355,783 |
| 2024 | $149,209 (+18.38%) Land $39,949 Building $109,260 | $447,806 (+18.43%) Land $119,895 Building $327,911 | |
| 2022 | $10,022.00 (+3.02%) Homeowner's exemption | $126,040 (+3.86%) Land $33,746 Building $92,294 | $378,120 (+3.86%) Land $101,238 Building $276,882 |
| 2021 | $9,728.00 Homeowner's exemption | $121,356 Land $32,492 Building $88,864 | $364,068 Land $97,476 Building $266,592 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
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