Spokane County property record for 905 Gary St, Cheney, WA 99004
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,724 sqft · built 1976 |
| Lot Size | 0.241 acres (10,500 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,248 (2026) |
| Deeds & Mortgages | Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13144.3904 |
| Primary APN | 13144.3904 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,724 sqft Living Area |
| Gross Area | 3,214 sqft |
| 1st Floor Area | 1,496 sqft |
| 2nd Floor Area | 1,228 sqft |
| Basement Area | 1,218 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,500 sqft (0.241 acres) |
| Lot Dimensions | 100 ft deep x 105 ft wide |
| Garage Type | Attached |
| Garage Area | 490 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 279 sqft |
| Patio Area | 72 sqft |
| Canopy | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 905 GARY ST |
|---|---|
| City | CHENEY |
| State | WA |
| Zip | 99004-1341 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | CHENEY AIRPORT 1ST ADD LT 1 & E35 OF LT 2 BLK 1 |
| Legal Range | 41E |
| Legal Township | 23N |
| Legal Section | 14 |
| Legal Subdivision | CHENEY AIRPORT 1ST ADD |
| Legal Block | 1 |
| Legal Lot Number | 1,2 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | CHENEY-MEDICAL LAKE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 14002 |
905 Gary St is owned and occupied by an individual.
Source: Spokane County records, as of September 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 905 GARY ST, CHENEY, WA 99004-1341 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 905 GARY ST, CHENEY, WA 99004-1341 |
| Document Number | 0006798804 |
| Instrument Date | Apr 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 905 GARY ST CHENEY WA 990041341, CHENEY, WA 99004-1341 |
| Document Number | 0006798804 |
|---|---|
| Date | Apr 22, 2019 |
| Instrument | 6798804 |
| Name | SPOKANE TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | LIBERTY LAKE, WA 99019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 21, 2049 |
The 2026 property tax bill for 905 Gary St was $4,248, up 2.5% from the year before.
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Cheney City |
| Unified School District | Cheney School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,248.00 (+2.46%) | $386,400 Land $80,000 Building $306,400 | $386,400 Land $80,000 Building $306,400 |
| 2025 | $4,146.00 | ||
| 2024 | $362,400 (+23.64%) Land $75,000 Building $287,400 | $362,400 (+23.64%) Land $75,000 Building $287,400 | |
| 2023 | $3,036.00 (-6.5%) | $293,100 Land $40,000 Building $253,100 | $293,100 Land $40,000 Building $253,100 |
| 2022 | $3,247.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 905 Gary St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 905 Gary St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHENEY serves 16,954 people · EPA ID WA5312400 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: DCI.
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