905 Esplanade Cir, Folsom, CA 95630 Property Records

Sacramento County property record for 905 Esplanade Cir, Folsom, CA 95630

Property Summary

Property TypeCondominium
Details2 bd · 2.5 ba · 1,364 sqft · built 2005
OwnerCompany Name on File
Last Sale$360,000 (Jan 2018)
Tax Bill$4,716 (2025)
Deeds & MortgagesJan 2018 Sale
Sep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN071-1810-023-0015

Property Details

APN / Parcel Number

Primary APN071-1810-023-0015

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area1,364 sqft Living Area
1st Floor Area548 sqft
2nd Floor Area816 sqft
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleCustom Design
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialOther
Garage Area446 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address905 ESPLANADE CIR
CityFOLSOM
StateCA
Zip95630-7359
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeSP-RM-17 (
Legal DescriptionPARCEL MAP 172-021 ESPLANADE PHASE II, BLDG 5 UNIT 905
Legal SubdivisionESPLANADE PH 01
Legal Lot Number1
JurisdictionSACRAMENTO CA
Township / Civil DivisionFOLSOM
Census Block Group3
Census Block3004
Census Tract8501

Owner

905 Esplanade Cir, a condominium, is owned by a company that bought it in January 2018 and is owner-occupied.

Source: Sacramento County records, as of July 22, 2026

Owner of RecordCompany Name on File
Mailing Address905 ESPLANADE CIR, FOLSOM, CA 95630-7359
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2018Grant Deed, Transfer
FIDELITY NATIONAL TITLE
Sep 19, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 31, 2018 · Amount on File
Deed SaleJan 31, 2018 · Amount on File
Prior SaleJul 1, 2016 · Amount on File
Deed Book / Page20180131 / 1464
Prior Transfer DateMay 25, 2016
Prior Transfer Doc0000000021
Record UpdatedOct 29, 2026

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateJan 31, 2018
Property Address905 ESPLANADE CIR, FOLSOM, CA 95630-7359
Document Number1801311464
Instrument DateJan 30, 2018
Instrument1801311464
Transaction TypeTransfer
Record UpdatedFeb 7, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
Tax$396.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address905 ESPLANADE CIR FOLSOM CA 956307359, FOLSOM, CA 95630-7359

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address905 ESPLANADE CIR, FOLSOM, CA 95630-7359
Document Number1709290434
Instrument DateSep 19, 2017
Transaction TypeMortgage
Record UpdatedOct 10, 2017
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address905 ESPLANADE CIR FOLSOM CA 956307359, FOLSOM, CA 95630-7359

Mortgage

Document Number1709290434
DateSep 29, 2017
Instrument1709290434
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term300 Months
DueSep 28, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 905 Esplanade Cir was $4,716 with a homeowner's exemption, up 2% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityFolsom City
Unified School DistrictFolsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$417,686 (+2%) Land $127,661 Building $290,025
2025$4,716.00 (+2.01%) Homeowner's exemption$409,497 Land $125,158 Building $284,339
2024$4,623.00 (+1.69%)
2023$4,546.00 (+1.43%) Homeowner's exemption$393,598 Land $120,299 Building $273,299
2022$4,482.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 905 Esplanade Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 905 Esplanade Cir is moderate, ranking above 40% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 76% of California
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFOLSOM, CITY OF - MAIN
serves 80,969 people · EPA ID CA3410014
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Succeed.Net, Verizon.

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