Allegan County property record for 905 Ely St, Allegan, MI 49010
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,043 sqft · built 1974 |
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $187,400 (Sep 2011) |
| Tax Bill | $2,811 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-032-060-00 |
| Primary APN | 01-032-060-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,043 sqft Living Area |
| 1st Floor Area | 1,578 sqft |
| Basement Area | 1,578 sqft |
| Unfinished Basement | 1,578 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Wood |
| Lot Area | 40,075 sqft (0.92 acres) |
| Garage Area | 488 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 905 ELY ST |
|---|---|
| City | ALLEGAN |
| State | MI |
| Zip | 49010-9301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 LO |
| Legal Description | COM 209.5 FT SWLY OF INT CTR LIN ELY ST & E & W 1/8 LIN TH SWLY ON CTR LIN OF ELY ST 150 FT TH SELY AT RT ANG TO SD CTR LIN 317.7 FT TH N 21 1/2 DEG E 51.2 FT TH N 3 DEG 59' W 125.97 FT TO PT 230 FT SELY AT RT ANG TO CTR LIN ELY ST FROM BEG TH NWLY 2 |
| Legal Range | 13W |
| Legal Township | 02N |
| Legal Section | 32 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | ALLEGAN |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 31101 |
905 Ely St is owned and occupied by two individuals who bought it in September 2011.
Source: Allegan County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 905 ELY ST, ALLEGAN, MI 49010-9301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 24, 2023 | Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU |
| Dec 2, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2011 · Amount on File |
| Deed Sale | Sep 23, 2011 · Amount on File |
| Prior Sale | Dec 12, 1997 · Amount on File |
| Deed Book / Page | 3547 / 453 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 905 ELY ST, ALLEGAN, MI 49010-9301 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2023 |
| Name | Verified Name |
|---|---|
| Address | 905 ELY ST, ALLEGAN, MI 49010-9301 |
| Document Number | 004837/795 |
|---|---|
| Date | Feb 24, 2023 |
| Book Page | 4837/795 |
| Instrument | 2023002418 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49512 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Feb 15, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 905 ELY ST, ALLEGAN, MI 49010-9301 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4407/821 |
|---|---|
| Date | Dec 2, 2019 |
| Book Page | 4407/821 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2049 |
The 2025 property tax bill for 905 Ely St was $2,811 with a homeowner's exemption.
Source: Allegan County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| County Subdivision | Allegan Township |
| Unified School District | Allegan Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $159,300 Land $22,000 Building $137,300 | $318,600 Land $44,000 Building $274,600 | |
| 2025 | $2,811.00 | ||
| 2023 | $121,600 Land $14,400 Building $107,200 | $243,200 Land $28,800 Building $214,400 | |
| 2022 | $2,487.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 905 Ely St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 905 Ely St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALLEGAN serves 5,930 people · EPA ID MI0000120 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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