905 Elm Dr, Warsaw, MO 65355 Property Records

Benton County property record for 905 Elm Dr, Warsaw, MO 65355

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,152 sqft · built 1983
Lot Size0.295 acres (12,840 sqft)
OwnerIndividual Name on File
Tax Bill$1,287 (2025)
Deeds & MortgagesApr 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN145016003012001000

Property Details

APN / Parcel Number

Primary APN145016003012001000

Interior

Full Baths1 Bath
Building Area1,152 sqft Base Area
1st Floor Area1,152 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,840 sqft (0.295 acres)
Lot Dimensions120 ft deep x 107 ft wide

Location & Zoning

Street Address905 ELM DR
CityWARSAW
StateMO
Zip65355-3305
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL 4, BLK. 5, 1ST ADD. GREGORY HEIGHTS, WARSAW CITY
Legal Range22W
Legal Township40N
Legal Section16
Legal SubdivisionGREGORY HEIGHTS
Legal Block5
Legal Lot Number4
JurisdictionBENTON MO
Township / Civil DivisionSOUTH LINDSEY
Census Block Group2
Census Block2026
Census Tract460300

Owner

905 Elm Dr is owned and occupied by an individual who acquired it in June 2009.

Source: Benton County records, as of November 25, 2025

Owner of RecordIndividual Name on File
Mailing Address905 ELM DR, WARSAW, MO 65355-3305
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJun 5, 2009
Transfer Doc000591/384
Record UpdatedJun 8, 2026

April 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON MO
Recording DateApr 18, 2025
Property Address905 ELM DR, WARSAW, MO 65355-3305
Document Number02025/1461
Book / Page2025 / 1461
Instrument DateApr 18, 2025
Instrument202501461
Transaction TypeTransfer
Record UpdatedJan 21, 2026
Title CompanyUNKNOWN, TRUMAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address905 ELM DR, WARSAW, MO 65355-3305

Mortgage

Document Number0202501462
DateApr 18, 2025
Instrument202501462
Lender
NameNEIGHBORS BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2055
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 905 Elm Dr was $1,287.

Source: Benton County assessment roll, as of November 25, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyBenton County
MunicipalityWarsaw City
Unified School DistrictWarsaw R-IX School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,287.00$23,390$123,100 Land $9,270 Building $113,830
2023$20,990$110,474
2022$1,149.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 905 Elm Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective June 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 905 Elm Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWARSAW PWS
serves 2,402 people · EPA ID MO3010835
Water SourceGroundwater
Last State InspectionAug 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Co-Mo Connect
Fiber
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20

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