905 Elgin Dr, Monteagle, TN 37356 Property Records

Marion County property record for 905 Elgin Dr, Monteagle, TN 37356

Property Summary

Property Type	Rural Home
Details	3 ba · 3,022 sqft · built 2018
Lot Size	20 acres (871,200 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,704 (2022)
Deeds & Mortgages	Sep 2018 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`058022 00417`

Property Details

APN / Parcel Number

Primary APN	`058022 00417`
Alternative APN	`022 00417`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	3,022 sqft Living Area
1st Floor Area	2,272 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	871,200 sqft (20 acres)
Garage Type	Finished
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	286 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	905 ELGIN DR
City	MONTEAGLE
State	TN
Zip	37356-8019
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DIST:05 MAP REF:022
Jurisdiction	MARION TN
Township / Civil Division	2
Census Block Group	1
Census Block	1007
Census Tract	50302

Owner

Source: Marion County records, as of January 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	905 ELGIN DR, MONTEAGLE, TN 37356-8019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage FINWORTH MORTGAGE LLC
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2019
Deed Sale	Sep 12, 2019
Deed Document Number	0005181325
Record Updated	Jun 8, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION TN
Property Address	905 ELGIN DR, MONTEAGLE, TN 37356-8019
Transaction Type	Mortgage
Record Updated	Jul 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5061052
Date	Sep 18, 2018
Book Page	506/1052
Instrument	18003623

Lender

Name	FINWORTH MORTGAGE LLC
Type	Mortgage Company
Address	NASHVILLE, TN 37215

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2038

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION TN
Property Address	905 ELGIN DR, MONTEAGLE, TN 37356-8019
Document Number	5281679
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	905 ELGIN DR MONTEAGLE TN 373568019, MONTEAGLE, TN 37356-8019

Mortgage

Document Number	5281679
Date	Jul 10, 2020
Book Page	000528/001679
Instrument	2884

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 9, 2040

Tax Assessment & Valuation

Source: Marion County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Additional exemption filed	$96,775 (-) Land $7,275 Building $89,500
2023		$96,775 Land $7,275 Building $89,500
2022	$1,704.00
2021			$436,800 Land $78,800 Building $358,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 79% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTEAGLE PUBLIC UTILITY BOARD serves 4,179 people · EPA ID TN0000470
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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