905 E Willow Cir, Payson, AZ 85541 Property Records

Gila County property record for 905 E Willow Cir, Payson, AZ 85541 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 2021
Square Footage1,600 sqft Living Area
Lot Size12,632 sqft (0.29 acres)
GarageAttached, 616 sqft
Last Sale$469,000 (2024)
Tax Bill$3,722.00 (2025)

Owner

Source: Gila County records · APN 304-20-019C

Assessment roll updated February 9, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address525 AVOCADO AVE, EL CAJON, CA 92020-5301
Owner TypeOwner is a Company
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2026Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FINANCIAL SERVICES INC
Apr 30, 2024Warranty Deed, Transfer · Conventional Mortgage
NEIGHBORHOOD LOANS
Nov 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
May 18, 2021Warranty Deed, Transfer · Conventional Mortgage
WASHINGTON FEDERAL NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 30, 2024 · Amount on Record
Deed SaleApr 30, 2024 · Amount on Record
Deed Doc Number20243680
Last Transfer DateMar 25, 2025
Transfer Doc0000006488
Record RefreshedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILA AZ
Recording DateApr 14, 2026
Property Address905 E WILLOW CIR, PAYSON, AZ 85541-5746
Document Number0000003711
Instrument DateApr 09, 2026
Instrument20263711
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust, 212
Address905 E WILLOW CIR, PAYSON, AZ 85541-5746

Mortgage

Document Number0000003711,
DateApr 14, 2026
Instrument20263711
Lender
NameAMERICAN FINANCIAL SERVICES INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeFixed Rate
Rate6.11%
Initial TypeFixed Rate
Max Rate-1%

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGILA AZ
Recording DateApr 30, 2024
Property Address905 E WILLOW CIR, PAYSON, AZ 85541-5746
Document Number0000003680
Map ReferenceMAP 221
Instrument DateApr 23, 2024
Instrument2024-003680
Transaction TypeTransfer
Record UpdatedMay 22, 2024
Title CompanyGREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TTL AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address905 E WILLOW CIR, PAYSON, AZ 85541-5746

Transferred To (Grantee/Buyer)

NameVerified Name
Address525 AVOCADO AVE, EL CAJON, CA 92020-5301

Mortgage

Document Number0000003681
DateApr 30, 2024
Instrument2024-003681
Lender
NameNEIGHBORHOOD LOANS
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2054

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILA AZ
Property Address905 E WILLOW CIR, PAYSON, AZ 85541-5746
Transaction TypeMortgage
Record UpdatedFeb 17, 2023
Title CompanyPIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address905 E WILLOW CIR, PAYSON, AZ 85541-5746

Mortgage

Document Number0000015967
DateNov 29, 2021
Instrument2021-015967
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGILA AZ
Recording DateMay 18, 2021
Property Address905 E WILLOW CIR, PAYSON, AZ 85541-5746
Document Number0000007211
Map Reference221
Instrument DateMay 14, 2021
Instrument2021-007211
Transaction TypeTransfer
Record UpdatedFeb 17, 2023
Title CompanyPEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address302 S COLCORD RD, PAYSON, AZ 85541-4830

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address6525 E FAIRFIELD ST, MESA, AZ 85205-6056

Mortgage

Document Number0000007212
DateMay 18, 2021
Instrument2021-007212
Lender
NameWASHINGTON FEDERAL NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term373 Months
DueJun 01, 2052

Tax Assessment & Valuation

Source: Gila County records · Assessment roll updated February 9, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateArizona
CountyGila County
MunicipalityPayson Town
Unified School DistrictPayson Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$43,922 (+6.89%) Land $6,965 Building $36,957$439,214 (+6.89%) Land $69,647 Building $369,567
2025$3,722.00 (+7.2%)
2024$41,092 Land $4,436 Building $36,656$410,917 Land $44,361 Building $366,556
2023$3,472.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gila County (04007C), updated October 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 67% of the US · above 54% of Arizona
Wildfire LikelihoodAbout 1 in 559 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN304-20-019C
Alternative APNs
  • R052217
  • 052217

Interior

Building Area1,600 sqft Living Area
Gross Area2,216 sqft Gross Area
1st Floor1,600 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialWood Exterior
Construction TypeWood Construction
Roof MaterialAsbestos Roof
Lot Area12,632 sqft (0.29 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area616 sqft Garage
Canopy Area327 sqft Canopy

Location & Zoning

Account NumberR052217
Street Address905 E WILLOW CIR
CityPAYSON
StateAZ
Zip85541-5746
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSECTION: 10 TOWNSHIP: 10N RANGE: 10E PARCEL B OF ROS 5159;
Legal Range10E
Legal Township10N
Legal Section10
Legal SubdivisionCOWTOWN ESTATES
JurisdictionGILA AZ
Minor Civil DivisionPAYSON
Census Blockgroup1
Census Block1026
Census Tract500

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