Mills County property record for 905 E Ridge Dr, Malvern, IA 51551
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,048 sqft · built 1998 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $295,000 (Aug 2022) |
| Tax Bill | $5,466 (2024) |
| Deeds & Mortgages | Aug 2019 Refinance Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 088830020000000 |
| Primary APN | 088830020000000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,048 sqft Living Area |
| 1st Floor Area | 1,920 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Architectural Style | Split Foyer |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 130 ft deep x 95 ft wide |
| Deck Area | 112 sqft |
| Patio Area | 128 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 905 E RIDGE DR |
|---|---|
| City | MALVERN |
| State | IA |
| Zip | 51551-4082 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 EAST RIDGE ESTATES |
| Legal Lot Number | 2 |
| Jurisdiction | MILLS IA |
| Township / Civil Division | MALVERN |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 40100 |
Source: Mills County records, as of October 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 905 E RIDGE DR, MALVERN, IA 51551-4082 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 8, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance MALVERN NATIONAL BANK |
| Aug 31, 2022 | Warranty Deed, Transfer · Conventional Mortgage FLANAGAN STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2022 · Amount on Record |
| Deed Sale | Aug 31, 2022 · Amount on Record |
| Deed Document Number | 2022-2394 |
| Deed Book / Page | 2022 / 2394 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLS IA |
| Property Address | 905 E RIDGE DR, MALVERN, IA 51551-4082 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 02019/1629 |
|---|---|
| Date | Aug 8, 2019 |
| Book Page | 2019/1629 |
| Instrument | 1629 |
| Name | MALVERN NATIONAL BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Sep 1, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLS IA |
| Recording Date | Aug 31, 2022 |
| Property Address | 905 E RIDGE DR, MALVERN, IA 51551-4082 |
| Document Number | 02022/2394 |
| Book / Page | 2022 / 2394 |
| Instrument Date | Aug 30, 2022 |
| Instrument | 2022-2394 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $471.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 905 E RIDGE DR, MALVERN, IA 51551-4082 |
| Document Number | 02022/2395 |
|---|---|
| Date | Aug 31, 2022 |
| Book Page | 2022/2395 |
| Instrument | 2022-2395 |
| Name | FLANAGAN STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Rate Type | Fixed Rate |
|---|
Source: Mills County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Mills County |
| Municipality | Malvern City |
| Unified School District | East Mills Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $384,194 (+9.14%) Land $34,656 Building $349,538 | $384,194 (+9.14%) Land $34,656 Building $349,538 | |
| 2024 | $5,466.00 (+2.74%) | ||
| 2023 | $352,019 (+27.48%) Land $13,680 Building $338,339 | $352,019 (+27.48%) Land $13,680 Building $338,339 | |
| 2022 | $5,320.00 Homeowner's exemption | $276,128 Land $13,680 Building $262,448 | |
| 2021 | $276,128 Land $13,680 Building $262,448 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 16, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1984–1993) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jul 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MALVERN WATER SUPPLY serves 1,046 people · EPA ID IA6545020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Nitrate resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| BTC Fiber | 2,000 / 2,000 |
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