905 E Pells St, Paxton, IL 60957 Property Records

Ford County property record for 905 E Pells St, Paxton, IL 60957

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,111 sqft · built 1910
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Sep 2026)
Tax Bill	$3,197 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-14-08-452-013`

Property Details

APN / Parcel Number

Primary APN	`11-14-08-452-013`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,111 sqft Living Area
Basement Area	858 sqft
Unfinished Basement	858 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	223 ft deep x 124 ft wide
Garage Type	Detached
Garage Area	1,200 sqft

Location & Zoning

Street Address	905 E PELLS ST
City	PAXTON
State	IL
Zip	60957-1319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S8 T23 R10 PT LOT 5 SW SE 124 X 223 .5 AC
Legal Range	10E
Legal Township	23N
Legal Section	08
Legal Subdivision	SUBDIVISION OF THE SOUTHWEST QUARTER
Legal Lot Number	5
Jurisdiction	FORD IL
Township / Civil Division	PATTON
Census Block Group	1
Census Block	1019
Census Tract	961800

Owner

Source: Ford County records, as of October 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	905 E PELLS ST, PAXTON, IL 60957-1319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Aug 4, 2022	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL CO
Sep 20, 2019	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2026 · Amount on Record
Deed Sale	Sep 10, 2026 · Amount on Record
Prior Sale	Sep 20, 2019 · Amount on Record
Deed Document Number	2026288901
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORD IL
Recording Date	Sep 10, 2026
Property Address	905 E PELLS ST, PAXTON, IL 60957-1319
Document Number	0000288901
Instrument Date	Aug 25, 2026
Instrument	2026288901
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	ALLIED CAPITAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20,452.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 E PELLS ST, PAXTON, IL 60957-1319

Mortgage

Document Number	0000288902,
Date	Sep 10, 2026
Instrument	2026288902

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7%
Initial Type	Fixed Rate
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORD IL
Property Address	905 E PELLS ST, PAXTON, IL 60957-1319
Transaction Type	Mortgage
Record Updated	Sep 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000279647
Date	Aug 4, 2022
Instrument	279647

Lender

Name	CARDINAL FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORD IL
Recording Date	Sep 20, 2019
Property Address	905 E PELLS ST, PAXTON, IL 60957-1319
Document Number	271776
Map Reference	BK 1 PG 116
Instrument Date	Sep 17, 2019
Instrument	271776
Transaction Type	Transfer
Record Updated	Jul 26, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$134.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 E PELLS ST, PAXTON, IL 60957-1319

Tax Assessment & Valuation

Source: Ford County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ford County
County Subdivision	Patton Township
Municipality	Paxton City
Unified School District	Paxton-Buckley-Loda Community Unit School District 10 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,197.00 (+9.64%) Homeowner's exemption	$43,260 (+17.43%) Land $8,560 Building $34,700	$129,780 (+17.43%) Land $25,680 Building $104,100
2024	$2,916.00 (+9.91%)	$36,840 (+13.01%) Land $7,290 Building $29,550	$110,520 (+13.01%) Land $21,870 Building $88,650
2022	$2,653.00	$32,600 Land $6,450 Building $26,150	$97,800 Land $19,350 Building $78,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAXTON serves 4,200 people · EPA ID IL0530250
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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