905 E Main St, Shelby, NC 28150 Property Records

Cleveland County property record for 905 E Main St, Shelby, NC 28150 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details1,808 sqft · built 1962
Lot Size0.46 acres (20,060 sqft)
OwnerIndividual Name on File
Tax Bill$1,887 (2025)
Deeds & MortgagesSep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN29698

Property Details

APN / Parcel Number

Primary APN29698
Alternative APN
  • 1034614

Interior

Stories1 Story
Building Area1,808 sqft Finished Area
Basement Area378 sqft
Unfinished Basement378 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1995
Exterior MaterialBrick
Lot Area20,060 sqft (0.46 acres)
Lot Dimensions170 ft deep x 118 ft wide
PorchSlab
Porch Area439 sqft
Deck Area170 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHeat Pump

Location & Zoning

Account Number1034614
Street Address905 E MAIN ST
CitySHELBY
StateNC
Zip28150-6119
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description905 E MAIN ST
Legal SubdivisionEASTWAY HEIGHTS
Legal Block2
Legal Lot Number2
JurisdictionCLEVELAND NC
Township / Civil DivisionCLEVELAND
Census Block Group1
Census Block1014
Census Tract950702

Owner

Source: Cleveland County records · APN 29698

Assessment roll updated September 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address905 E MAIN ST, SHELBY, NC 28150-6119
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLEVELAND NC
Property Address905 E MAIN ST, SHELBY, NC 28150-6119
Document Number0017511306
Book / Page001751 / 001306
Instrument DateSep 21, 2017
Transaction TypeMortgage
Record UpdatedDec 06, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address905 E MAIN ST SHELBY NC 281506119, SHELBY, NC 28150-6119

Mortgage

Document Number0017511306
DateSep 26, 2017
Book Page001751/001306
Instrument5132
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 25, 2047

Tax Assessment & Valuation

Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCleveland County
MunicipalityShelby City
Unified School DistrictCleveland County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$189,708 (-) Land $20,262 Building $169,446$189,708 (-) Land $20,262 Building $169,446
2025$1,887.00$189,708 (+30.06%) Land $20,262 Building $169,446$189,708 (+30.06%) Land $20,262 Building $169,446
2023$145,857 Land $16,885 Building $128,972$145,857 Land $16,885 Building $128,972

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cleveland County (37045C), updated March 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370459507021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2020)
Most Recent ClaimFeb 2020, river or lake flooding, Severe Storms, Tornadoes, And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 124 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 50
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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