905 E Kirby St, Mount Vernon, MO 65712 Property Records

Lawrence County property record for 905 E Kirby St, Mount Vernon, MO 65712

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1972
Lot Size	0.254 acres (11,049 sqft)
Owner	Company Name on Record
Last Sale	$110,000 (Mar 2026)
Tax Bill	$659 (2025)
Deeds & Mortgages	Dec 2006 Line of Credit Mar 2026 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`099031001013016000`

Property Details

APN / Parcel Number

Primary APN	`099031001013016000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Roof Type	Hip
Lot Area	11,049 sqft (0.254 acres)
Lot Dimensions	127 ft deep x 87.4 ft wide

Location & Zoning

Street Address	905 E KIRBY ST
City	MOUNT VERNON
State	MO
Zip	65712-1306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KIRBY ST,E,905; LOT 18 OF SUNSET HEIGHTS - MT.VERNON
Legal Range	26
Legal Township	28
Legal Section	31
Legal Subdivision	SUNSET HEIGHTS
Legal Lot Number	18
Jurisdiction	LAWRENCE MO
Township / Civil Division	MOUNT VERNON
Census Block Group	3
Census Block	3001
Census Tract	470202

Owner

Source: Lawrence County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1453 MCVEY ST, MOUNT VERNON, MO 65712-9774
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2006	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 19, 2026	Personal Representative Deed, Transfer · Line of Credit MID MISSOURI BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2026 · Amount on Record
Deed Sale	Mar 19, 2026 · Amount on Record
Deed Document Number	20261467
Deed Book / Page	2026 / 1467
Record Updated	Sep 20, 2026

December 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	905 E KIRBY ST, MOUNT VERNON, MO 65712-1306
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000282/156
Date	Dec 4, 2006
Book Page	282/156
Instrument	09137

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	LAWRENCE MO
Recording Date	Mar 19, 2026
Property Address	905 E KIRBY ST, MOUNT VERNON, MO 65712-1306
Document Number	02026/1467
Book / Page	2026 / 1467
Instrument Date	Mar 18, 2026
Instrument	2026001467
Transaction Type	Transfer
Record Updated	Apr 7, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1453 MCVEY ST, MOUNT VERNON, MO 65712-9774

Mortgage

Document Number	0020261468
Date	Mar 19, 2026
Instrument	2026/1468

Lender

Name	MID MISSOURI BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lawrence County
Municipality	Mount Vernon City
Unified School District	Mount Vernon R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$13,400 (-) Land $1,960 Building $11,440
2025	$659.00 (+0.15%)	$13,400 (+9.12%) Land $1,960 Building $11,440	$64,632 (-)
2024	$658.00 (+8.58%)
2023	$606.00 (+6.32%)	$12,280 Land $1,960 Building $10,320	$64,632
2022	$570.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON PWS serves 4,575 people · EPA ID MO5010553
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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