905 E Gregory St, Pensacola, FL 32502 Property Records

Escambia County property record for 905 E Gregory St, Pensacola, FL 32502

Property Summary

Property Type	Restaurant
Details	5.5 ba · 8,350 sqft · built 1961
Lot Size	1.45 acres (63,162 sqft)
Owner	Company Name on Record
Last Sale	$3,100,000 (Mar 2022)
Tax Bill	$34,499 (2024)
Deeds & Mortgages	Mar 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`00-0S-00-9025-001-033`

Property Details

APN / Parcel Number

Primary APN	`00-0S-00-9025-001-033`
Alternative APN	`140231000`

Interior

Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	8,350 sqft Gross Area
1st Floor Area	8,350 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1961
Effective Year Built	Effective 2010
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gambrel
Roof Material	Metal
Lot Area	63,162 sqft (1.45 acres)
View / Lot	Commercial
Porch	Unfinished Open Porch
Porch Area	1,186 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	140231000
Street Address	905 E GREGORY ST
City	PENSACOLA
State	FL
Zip	32502-4330
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Local Zoning Code	GRD
Legal Description	BEG AT NW COR OF BLK 33 NEW CITY TRACT N 79 DEG 35 MIN 35 SEC E ALG N LI OF BLK 33 160 FT S 10 DEG 23 MIN 25 SEC E 139 19/100 FT TO PT ON NLY R/W OF BAYFRONT PKWY BEING ON CURVE CONCAVE TO S RADIUS OF 1939 87/100 FT (CHORD BEARING S 70 DEG 19 MIN 48
Legal Subdivision	NEW CITY TRACT
Legal Tract	N
Legal Block	33
Legal Lot Number	1
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	1
Census Block	1049
Census Tract	801

Owner

Source: Escambia County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2 S FLORIDA BLANCA ST, PENSACOLA, FL 32502-6182
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2022 · Amount on Record
Deed Sale	Mar 28, 2022 · Amount on Record
Deed Document Number	202230856
Deed Book / Page	8749 / 1656
Record Updated	Oct 29, 2026

March 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Mar 28, 2022
Property Address	905 E GREGORY ST, PENSACOLA, FL 32502-4330
Document Number	0087491656
Book / Page	8749 / 1656
Instrument Date	Mar 24, 2022
Instrument	2022030856
Transaction Type	Transfer
Record Updated	Apr 11, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$21,700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1510 WEST LOOP S, 1510, HOUSTON, TX 77027-9505

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2S N FLORIDA BLANCA ST, PENSACOLA, FL 32502-6176

Mortgage

Document Number	0087491659
Date	Mar 28, 2022
Instrument	8749/1659

Lender

Name	HEARTLAND BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 24, 2032

Mortgage

Document Number	0087491692
Date	Mar 28, 2022
Book Page	8749/1692
Instrument	2022030860

Lender

Name	HEARTLAND BANK
Type	Bank
Address	COLUMBUS, OH 43213

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 24, 2023

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Municipality	Pensacola City
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,961,472 (+0.82%) Land $1,184,288 Building $777,184	$1,961,472 (+0.82%) Land $1,184,288 Building $777,184
2024	$34,499.00 (+0.82%)
2023	$34,219.00 (+9.67%)	$1,945,490 (+4.49%)	$1,945,490 (+4.49%) Land $1,184,288 Building $761,202
2022	$31,202.00	$1,861,858	$1,861,858 Land $1,184,288 Building $677,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 247 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	448 units insured incl. 201 condo units
Nearby Flood Claims	54 (2004–2023)
Claims Outside the SFHA	12 of 54
Most Recent Claim	Jun 2023 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 24 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 27 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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