Macon County property record for 905 E Clay St, Decatur, IL 62521
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.106 acres (4,620 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $18,500 (Aug 2007) |
| Tax Bill | $889 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jun 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-12-14-403-001 |
| Primary APN | 04-12-14-403-001 |
|---|---|
| Alternative APN |
|
| Lot Area | 4,620 sqft (0.106 acres) |
|---|---|
| Lot Dimensions | 55 ft deep x 84 ft wide |
| Account Number | 041214403001 |
|---|---|
| Street Address | 905 E CLAY ST |
| City | DECATUR |
| State | IL |
| Zip | 62521-2726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNICIPAL |
| Legal Description | L 0012 B 05 JOHNS 1ST ADD W 5 N 84 LOT 11 EXC S 50 84X55 |
| Legal Subdivision | JOHNS 1ST ADD |
| Legal Lot Number | 11 |
| Jurisdiction | MACON IL |
| Township / Civil Division | DECATUR |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 300 |
Source: Macon County records, as of June 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1637 W UNION, DECATUR, IL 62526 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS HOUSING DEV AUTHORITY |
| Jun 5, 2026 | Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING |
| Oct 7, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 16, 2007 · Amount on Record |
| Deed Sale | Aug 16, 2007 · Amount on Record |
| Deed Document Number | 20071735253 |
| Deed Book / Page | 3830 / 160 |
| Last Transfer Date | Oct 7, 2025 |
| Transfer Doc | 2025R011828 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON IL |
| Recording Date | Jun 5, 2026 |
| Property Address | 905 E CLAY ST, DECATUR, IL 62521-2726 |
| Document Number | 0000006239 |
| Instrument Date | Jun 4, 2026 |
| Instrument | 20266239 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CENTRAL ILLINOIS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 234 HOME AVE, DECATUR, IL 62522-2035 |
| Investor | Possibly a Property Investor |
| Document Number | 0000006239, |
|---|---|
| Date | Jun 5, 2026 |
| Instrument | 20266239 |
| Name | ILLINOIS HOUSING DEV AUTHORITY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON IL |
| Recording Date | Jun 5, 2026 |
| Property Address | 905 E CLAY ST, DECATUR, IL 62521-2726 |
| Document Number | 0000006238 |
| Instrument Date | Jun 4, 2026 |
| Instrument | 20266238 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CENTRAL ILLINOIS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 234 HOME AVE, DECATUR, IL 62522-2035 |
| Investor | Possibly a Property Investor |
| Document Number | 0000006238, |
|---|---|
| Date | Jun 5, 2026 |
| Instrument | 20266238 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MACON IL |
| Recording Date | Oct 7, 2025 |
| Property Address | 905 E CLAY ST, DECATUR, IL 62521-2726 |
| Document Number | 2025R011828 |
| Map Reference | BK 335 PG 248 |
| Instrument Date | Oct 7, 2025 |
| Instrument | 2025R-011828 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 954 E CLAY ST, DECATUR, IL 62521-2727 |
| Name | Verified Name |
|---|---|
| Address | 1637 N UNION ST, DECATUR, IL 62526-4427 |
Source: Macon County assessment roll, as of June 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Macon County |
| County Subdivision | Decatur Township |
| Municipality | Decatur City |
| Unified School District | Decatur School District 61 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $889.00 (+3.49%) | $9,526 (+7.27%) Land $881 Building $8,645 | $28,581 (+7.28%) Land $2,643 Building $25,938 |
| 2024 | $859.00 | $8,880 Land $821 Building $8,059 | $26,642 Land $2,463 Building $24,179 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 28, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DECATUR serves 76,122 people · EPA ID IL1150150 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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