905 E 1st St, Mc Cook, NE 69001 Property Records

Red Willow County property record for 905 E 1st St, Mc Cook, NE 69001

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,092 sqft · built 1950
Lot Size0.161 acres (7,000 sqft)
Owner2 Individual Names on Record
Last Sale$170,000 (Dec 2023)
Tax Bill$1,650 (2025)
Deeds & MortgagesMar 2026 Mortgage
Dec 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN000785300

Property Details

APN / Parcel Number

Primary APN000785300

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,092 sqft Living Area
1st Floor Area1,092 sqft
Basement Area1,092 sqft
Unfinished Basement1,092 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialBrick Veneer
Construction TypeConcrete Block
Roof MaterialComposition Shingle
Lot Area7,000 sqft (0.161 acres)
Lot Dimensions140 ft deep x 50 ft wide
Garage TypeDetached
Garage Area345 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area399 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address905 E 1ST ST
CityMC COOK
StateNE
Zip69001-3210
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECOND ADDITION TO MCCOOK BLK 14, LOT 9
Legal Range29W
Legal Township03N
Legal SubdivisionSECOND ADDITION
Legal Block14
Legal Lot Number9
JurisdictionRED WILLOW NE
Township / Civil DivisionMCCOOK
Census Block Group3
Census Block3004
Census Tract963300

Owner

Source: Red Willow County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address905 E 1ST ST, MC COOK, NE 69001-3210
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2026Deed of Trust, Mortgage · VA Mortgage
PROSPERITY HOME MORTGAGE LLC
Dec 7, 2023Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Aug 26, 2022Deed of Trust, Mortgage · Line of Credit
FIRST CENTRAL BANK MCCOOK
Nov 9, 2020Warranty Deed, Transfer · Conventional Mortgage
CHARTER WEST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 7, 2023 · Amount on Record
Deed SaleDec 7, 2023 · Amount on Record
Prior SaleNov 9, 2020 · Amount on Record
Deed Document Number20231550
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRED WILLOW NE
Property Address905 E 1ST ST, MCCOOK, NE 69001-3210
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address905 E 1ST ST, MC COOK, NE 69001-3210

Mortgage

Document Number0202600339
DateMar 17, 2026
Instrument2026-00339
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
AddressFAIRFAX, VA 22031
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRED WILLOW NE
Recording DateDec 7, 2023
Property Address905 E 1ST ST, MCCOOK, NE 69001-3210
Document Number0202301550
Instrument DateNov 29, 2023
Instrument2023-01550
Transaction TypeTransfer
Record UpdatedJan 10, 2024
Title CompanyMCCOOK ABSTRACT COMPANY

Transaction

AmountAmount Recorded
Tax$382.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants

Mortgage

Document Number0202301551
DateDec 7, 2023
Instrument2023-01551
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054

Mortgage

Document Number0202301553
DateDec 8, 2023
Instrument2023-01553
Lender
NameFIRST STATE BANK NEBRASKA
TypeBank
AddressLINCOLN, NE 68516
Agreement
TypeLine of Credit
AmountAmount Recorded

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRED WILLOW NE
Property Address905 E 1ST ST, MCCOOK, NE 69001-3210
Transaction TypeMortgage
Record UpdatedSep 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address905 E 1ST ST, MCCOOK, NE 69001-3210

Mortgage

Document Number0202201344
DateAug 26, 2022
Instrument2022-01344
Lender
NameFIRST CENTRAL BANK MCCOOK
TypeBank
AddressMC COOK, NE 69001
Agreement
TypeLine of Credit
AmountAmount Recorded

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRED WILLOW NE
Recording DateNov 9, 2020
Property Address905 E 1ST ST, MCCOOK, NE 69001-3210
Document Number202001945
Instrument DateNov 4, 2020
Instrument2020-01945
Transaction TypeTransfer
Record UpdatedSep 16, 2021
Title CompanyMCCOOK ABSTRACT COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$193.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202001946
DateNov 9, 2020
Instrument2020-01946
Lender
NameCHARTER WEST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Red Willow County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateNebraska
CountyRed Willow County
MunicipalityMcCook City
Unified School DistrictMcCook Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$131,082 (+0.62%) Land $8,750 Building $122,332$131,082 (+0.62%) Land $8,750 Building $122,332
2025$1,650.00 (+42.73%)$130,272 (+45.97%) Land $8,750 Building $121,522$130,272 (+45.97%) Land $8,750 Building $121,522
2024$1,156.00 (-21.31%)
2023$1,469.00 (-20.64%)$89,247 (-15.72%) Land $8,750 Building $80,497$89,247 (-15.72%) Land $8,750 Building $80,497
2022$1,851.00$105,898 Land $4,900 Building $100,998$105,898 Land $4,900 Building $100,998

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 82% of Nebraska
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MCCOOK
serves 7,450 people · EPA ID NE3114504
Water SourceGroundwater
Last State InspectionApr 2024
Lead12 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 651 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Great Plains Communications
Fiber
2,000 / 2,000

May also be available: Nextlink, Pinpoint Communications, Verizon, Viaero Wireless, Vistabeam.

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