905 Doty Br, Mc Dowell, KY 41647 Property Records

Floyd County property record for 905 Doty Br, Mc Dowell, KY 41647

Property Summary

Property Type	Single Family Home
Details	1,920 sqft
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$20,000 (May 2021)
Tax Bill	$550 (2025)
Deeds & Mortgages	Jan 2026 Mortgage May 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`052-00-00-033.01`

Property Details

APN / Parcel Number

Primary APN	`052-00-00-033.01`
Alternative APN	`22618`

Interior

Stories	1 Story
Building Area	1,920 sqft Living Area
1st Floor Area	1,920 sqft

Exterior

Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	4,356 sqft (0.1 acres)
Driveway	Gravel Driveway
Porch	Slab
Porch Area	384 sqft
Patio Area	384 sqft

Location & Zoning

Account Number	22618
Street Address	905 DOTY BR
City	MC DOWELL
State	KY
Zip	41647-9052
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.10 ACRE & HOUSE
Legal Lot Number	1
Jurisdiction	FLOYD KY
Township / Civil Division	MCDOWELL
Census Block Group	3
Census Block	3010
Census Tract	920600

Owner

Source: Floyd County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	905 DOTY BR, MC DOWELL, KY 41647-9052
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK OF KENTUCKY INC
May 14, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2021 · Amount on Record
Deed Sale	May 14, 2021 · Amount on Record
Deed Book / Page	663 / 348
Last Transfer Date	Jul 26, 2024
Transfer Doc	000693/693
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD KY
Property Address	905 DOTY BR, MC DOWELL, KY 41647-9052
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 DOTY BR, MC DOWELL, KY 41647-9052

Mortgage

Document Number	000819/427
Date	Jan 21, 2026
Book Page	819/427
Instrument	1199090

Lender

Name	CITIZENS BANK OF KENTUCKY INC
Type	Bank
Address	PO BOX 1488, PAINTSVILLE, KY 41240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	8.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2033
Change Frequency	Annually
Min Rate At Change	6.37%
Max Rate At Change	10.3%
Index	1-Year CMT
Margin	4
Max Rate	14.3%

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FLOYD KY
Recording Date	May 14, 2021
Property Address	905 DOTY BR, MC DOWELL, KY 41647-9052
Document Number	000663/348
Book / Page	663 / 348
Instrument Date	Apr 6, 2021
Transaction Type	Transfer
Record Updated	Feb 20, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 DOTY BR, MC DOWELL, KY 41647-9052

Tax Assessment & Valuation

Source: Floyd County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Floyd County
Unified School District	Floyd County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$550.00 (-6.46%) Homeowner's exemption	$95,000 (-) Land $10,000 Building $85,000	$95,000 (-) Land $10,000 Building $85,000
2023	$588.00	$95,000	$95,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	35 (1984–2025)
Claims Outside the SFHA	9 of 35
Most Recent Claim	Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Aug 2022 · 5 claims Severe Storms, Flooding, Mud And Rock Slides, And Tornadoes, Jun 2003 · 7 claims Severe Storms And Flooding, Aug 2001 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 96% of Kentucky
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN WATER & SEWER DISTRICT serves 15,110 people · EPA ID KY0360026
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Feb 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Inter-Mountain Cable Cable	1,000 / 40

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Doty Br

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures