905 Discovery St, San Marcos, CA 92078 Property Records

San Diego County property record for 905 Discovery St, San Marcos, CA 92078

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,448 sqft · built 1982
Lot Size	0.359 acres (15,621 sqft)
Owner	2 Individual Names on File
Last Sale	$830,000 (Sep 2025)
Tax Bill	$2,635 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`221-062-27-00`

Property Details

APN / Parcel Number

Primary APN	`221-062-27-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,448 sqft Living Area

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Lot Area	15,621 sqft (0.359 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	905 DISCOVERY ST
City	SAN MARCOS
State	CA
Zip	92078-1309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Description	PAR C TR PM11516
Legal Subdivision	CITY/SAN MARCOS
Legal Tract	11516
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2007
Census Tract	20026

Owner

905 Discovery St is owned and occupied by two individuals who bought it in September 2025.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	905 DISCOVERY ST, SAN MARCOS, CA 92078-1309
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 22, 2025	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 6, 2017	Deed of Trust, Mortgage · Line of Credit CALIFORNIA COAST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2025 · Amount on File
Deed Sale	Sep 22, 2025 · Amount on File
Prior Sale	Dec 17, 1996 · Amount on File
Deed Document Number	2025263285
Prior Transfer Date	May 3, 2012
Prior Transfer Doc	0000267781
Record Updated	Oct 29, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 22, 2025
Property Address	905 DISCOVERY ST, SAN MARCOS, CA 92078-1309
Document Number	0000263284
Map Reference	FILE 1981-231007
Instrument Date	Sep 22, 2025
Instrument	2025-0263284
Transaction Type	Transfer
Record Updated	Oct 1, 2025
Title Company	FIDELITY NATL TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	905 DISCOVERY ST, SAN MARCOS, CA 92078-1309

Mortgage

Document Number	0000263286
Date	Sep 22, 2025
Instrument	2025-0263286

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 22, 2025
Property Address	905 DISCOVERY ST, SAN MARCOS, CA 92078-1309
Document Number	0000263285
Map Reference	FILE 1981-231007
Instrument Date	Sep 2, 2025
Instrument	2025-0263285
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	905 DISCOVERY ST, SAN MARCOS, CA 92078-1309

Mortgage

Document Number	0000263286
Date	Sep 22, 2025
Instrument	2025-0263286

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	905 DISCOVERY ST, SAN MARCOS, CA 92078-1309
Document Number	0000474473
Instrument Date	Oct 6, 2017
Transaction Type	Mortgage
Record Updated	Oct 17, 2017
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	905 DISCOVERY ST SAN MARCOS CA 920781309, SAN MARCOS, CA 92078-1309
Investor	Possibly a Property Investor

Mortgage

Document Number	0000474473
Date	Oct 13, 2017
Instrument	474473

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150-2080

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 12, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 905 Discovery St was $2,635.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$830,000 (+253.95%) Land $655,000 Building $175,000
2025	$2,635.00 Homeowner's exemption	$234,498 Land $64,772 Building $169,726
2023	$2,446.00 (+1.41%) Homeowner's exemption	$225,394 Land $62,257 Building $163,137
2022	$2,412.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 905 Discovery St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1993–2005)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2005 · Severe Storms, Flooding, Debris Flows, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 905 Discovery St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Cox Communications, T-Mobile.

Nearby Properties on Discovery St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures