Lexington-Fayette Urban County property record for 905 Cramer Ave, Lexington, KY 40502
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,650 sqft · built 1915 |
| Lot Size | 0.114 acres (4,979 sqft) |
| Owner | Individual Name on File |
| Last Sale | $690,000 (Jul 2024) |
| Tax Bill | $8,693 (2026) |
| Deeds & Mortgages | Nov 2020 Mortgage Jan 2020 Mortgage + 5 more |
| APN | 17120800 |
| Primary APN | 17120800 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,650 sqft Living Area |
| Gross Area | 1,908 sqft |
| Basement Area | 620 sqft |
| Unfinished Basement | 620 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Duplex Single |
| Exterior Material | Brick |
| Lot Area | 4,979 sqft (0.114 acres) |
| Lot Width | 41.5 ft Width |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 905 CRAMER AVE |
|---|---|
| City | LEXINGTON |
| State | KY |
| Zip | 40502-1415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 101; BOOK: 3798 PAGE: 450 |
| Legal Subdivision | MORNINGSIDE ADDITION |
| Legal Lot Number | 101 |
| Jurisdiction | FAYETTE KY |
| Township / Civil Division | LEXINGTON-FAYETTE CENTRAL |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 500 |
905 Cramer Ave is owned and occupied by an individual who bought it in July 2024.
Source: Lexington-Fayette Urban County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 905 CRAMER AVE, LEXINGTON, KY 40502-1415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 19, 2020 | Deed of Trust, Mortgage · Stand-Alone First Mortgage CUMBERLAND VALLEY NATL BK & TR CO |
| Jan 8, 2020 | Deed of Trust, Mortgage CUMBERLAND VALLEY NATL BK & TR CO |
| Apr 8, 2021 | Deed of Trust, Mortgage UNIVERSITY OF KY FED CR UN |
| Sep 15, 2021 | Deed of Trust, Mortgage UNIVERSITY OF KY FED CR UN |
| Nov 16, 2022 | Deed of Trust, Mortgage UNIVERSITY OF KENTUCKY FEDERAL CREDIT UN |
| Nov 19, 2020 | Deed, Transfer |
| Jun 14, 2019 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2024 · Amount on File |
| Deed Sale | Jul 8, 2024 · Amount on File |
| Prior Sale | Nov 19, 2020 · Amount on File |
| Deed Document Number | 2024138 |
| Deed Book / Page | 4081 / 422 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 905 CRAMER AVE, LEXINGTON, KY 40502-1415 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 009838/447 |
|---|---|
| Date | Nov 19, 2020 |
| Book Page | 9838/447 |
| Name | CUMBERLAND VALLEY NATL BK & TR CO |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 905 CRAMER AVE, LEXINGTON, KY 40502-1415 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 009507/220 |
|---|---|
| Date | Jan 8, 2020 |
| Book Page | 9507/220 |
| Name | CUMBERLAND VALLEY NATL BK & TR CO |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 905 CRAMER AVE, LEXINGTON, KY 40502-1415 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000014/571 |
|---|---|
| Date | Apr 8, 2021 |
| Book Page | 0014/571 |
| Name | UNIVERSITY OF KY FED CR UN |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 905 CRAMER AVE, LEXINGTON, KY 40502-1415 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000209/484 |
|---|---|
| Date | Sep 15, 2021 |
| Book Page | 0209/484 |
| Name | UNIVERSITY OF KY FED CR UN |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 905 CRAMER AVE, LEXINGTON, KY 40502-1415 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000560/738 |
|---|---|
| Date | Nov 16, 2022 |
| Book Page | 0560/738 |
| Name | UNIVERSITY OF KENTUCKY FEDERAL CREDIT UN |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FAYETTE KY |
| Recording Date | Nov 19, 2020 |
| Property Address | 905 CRAMER AVE, LEXINGTON, KY 40502-1415 |
| Document Number | 003798/450 |
| Book / Page | 3798 / 450 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FAYETTE KY |
| Recording Date | Jun 14, 2019 |
| Property Address | 905 CRAMER AVE, LEXINGTON, KY 40502-1415 |
| Document Number | 003675/474 |
| Book / Page | 3675 / 474 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2026 property tax bill for 905 Cramer Ave was $8,693, up 1.9% from the year before.
Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Municipality | Lexington-Fayette Urban County |
| Unified School District | Fayette County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,693.00 (+1.89%) | $690,000 (-) | $690,000 (-) |
| 2025 | $8,532.00 | $690,000 | $690,000 |
| 2023 | $3,220.00 | $260,400 | $260,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 905 Cramer Ave; there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 905 Cramer Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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