905 Clear Point Trl, Seneca, SC 29672 Property Records

Oconee County property record for 905 Clear Point Trl, Seneca, SC 29672

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,699 sqft · built 2024
Lot Size	1.02 acres (44,431 sqft)
Owner	Trust Name on File
Last Sale	$335,000 (Nov 2021)
Tax Bill	$4,765 (2025)
Deeds & Mortgages	Dec 2022 Construction Loan Nov 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`109-01-01-047`

Property Details

APN / Parcel Number

Primary APN	`109-01-01-047`
Alternative APN	`1073609`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,699 sqft Living Area
Basement Area	896 sqft
Finished Basement	1 sqft
Unfinished Basement	896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Fiber Cement Siding
Lot Area	44,431 sqft (1.02 acres)
Lot Dimensions	0.1 ft deep x 14.3 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1073609
Street Address	905 CLEAR POINT TRL
City	SENECA
State	SC
Zip	29672-0495
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 47 PHASE I HARBOR POINTE (1.02 AC)
Legal Subdivision	HARBOR POINTE SUBDIVISION
Legal Phase	1
Legal Lot Number	47
Jurisdiction	OCONEE SC
Township / Civil Division	WALHALLA
Census Block Group	2
Census Block	2011
Census Tract	30302

Owner

905 Clear Point Trl is owner-occupied and held in a trust since November 2021.

Source: Oconee County records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	905 CLEAR POINT TRL, SENECA, SC 29672-0495
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2022	Deed of Trust, Mortgage · Construction Mortgage OCONEE FSLA
Nov 29, 2021	Deed, Transfer
Nov 24, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2021 · Amount on File
Deed Sale	Nov 29, 2021 · Amount on File
Deed Document Number	20218582
Deed Book / Page	2755 / 128
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	905 CLEAR POINT TRL, SENECA, SC 29672-0495
Transaction Type	Mortgage
Record Updated	May 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007894
Date	Dec 7, 2022
Book Page	4405/211
Instrument	7894

Lender

Name	OCONEE FSLA
Type	Bank
Address	SENECA, SC 29678

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2028
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	6%
Index	1-Year CMT
Margin	2
Max Rate	10%

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Nov 29, 2021
Property Address	905 CLEAR POINT TRL, SENECA, SC 29672-0495
Document Number	0000008582
Book / Page	2755 / 128
Map Reference	MB B587 PG 1-8
Instrument Date	Nov 29, 2021
Instrument	8582
Transaction Type	Transfer
Record Updated	May 20, 2024

Transaction

Amount	Amount on Record
Tax	$1,239.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Nov 24, 2020
Property Address	SENECA, SC 29672
Document Number	0026290299
Book / Page	002629 / 000299
Instrument Date	Nov 19, 2020
Transaction Type	Transfer
Record Updated	Jan 6, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$555.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4316 MARINA CITY DR #819 MARINA DEL REY CA 902925819, 819, MARINA DEL REY, CA 90292-5819

Tax Assessment & Valuation

The 2025 property tax bill for 905 Clear Point Trl was $4,765.

Source: Oconee County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,765.00	$45,428 Land $13,228 Building $32,200	$1,135,700 Land $330,690 Building $805,010
2023		$13,228 Land $13,228	$330,690 Land $330,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 905 Clear Point Trl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 905 Clear Point Trl is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 68% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: AT&T.

Cell Coverage

5G and 4G LTE (outdoors only)

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