Sumter County property record for 905 Clay St, Sumter, SC 29154
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,148 sqft · built 1977 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $159,000 (Apr 2024) |
| Tax Bill | $715 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Line of Credit Mar 2024 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 207-07-06-002 |
| Primary APN | 207-07-06-002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,148 sqft Living Area |
| 1st Floor Area | 1,148 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 15,000 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
|---|---|
| Patio Area | 100 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Utility Building | 40 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 30021 |
|---|---|
| Old Parcel Number | 207 07 06 002 |
| Street Address | 905 CLAY ST |
| City | SUMTER |
| State | SC |
| Zip | 29154-7007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | LOT 196 BL K Z40-233 100 X 150 FT - |
| Legal Subdivision | HILLDALE SUB |
| Legal Block | K |
| Legal Lot Number | 196 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SUMTER |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 1704 |
Source: Sumter County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 905 CLAY ST, SUMTER, SC 29154-7007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 26, 2024 | Deed, Transfer · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Mar 8, 2024 | Deed, Transfer |
| Sep 7, 2017 | Loan Modification, Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 26, 2024 · Amount on Record |
| Deed Sale | Apr 26, 2024 · Amount on Record |
| Prior Sale | Mar 8, 2024 · Amount on Record |
| Deed Document Number | 0013261488 |
| Deed Book / Page | 1326 / 1488 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Apr 26, 2024 |
| Property Address | 905 CLAY ST, SUMTER, SC 29154-7007 |
| Document Number | 0013261488 |
| Book / Page | 1326 / 1488 |
| Map Reference | MB Z-40 PG 233 |
| Instrument Date | Apr 26, 2024 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $413.40 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 905 CLAY ST, SUMTER, SC 29154-7007 |
| Document Number | 0013261492 |
|---|---|
| Date | Apr 26, 2024 |
| Instrument | 1326-1492 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Mar 8, 2024 |
| Property Address | 905 CLAY ST, SUMTER, SC 29154-7007 |
| Document Number | 0013243605 |
| Book / Page | 1324 / 3605 |
| Map Reference | MB Z40 PG 233 |
| Instrument Date | Mar 7, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $221.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 150 PINE POINT DR, LEXINGTON, SC 29072-9772 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 905 CLAY ST, SUMTER, SC 29154-7007 |
| Document Number | 0012375060 |
| Instrument Date | Sep 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 905 CLAY ST SUMTER SC 291547007, SUMTER, SC 29154-7007 |
| Document Number | 0012375060 |
|---|---|
| Date | Oct 13, 2017 |
| Book Page | 001237/005060 |
| Name | WELLS FARGO BK |
|---|---|
| Address | FORT MILL, SC 29715 |
| Amount | Amount Recorded |
|---|---|
| Term | 480 Months |
| Due | Oct 12, 2057 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.5% |
Source: Sumter County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $715.00 (+12.42%) | $5,950 (+68.56%) Land $520 Building $5,430 | $148,532 (+60.29%) Land $13,000 Building $135,532 |
| 2023 | $3,530 (-) Land $520 Building $3,010 | $92,665 (-) Land $13,000 Building $79,665 | |
| 2022 | $636.00 | $3,530 Land $520 Building $3,010 | $92,665 Land $13,000 Building $79,665 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 92% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SUMTER serves 53,070 people · EPA ID SC4310001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FTC Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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