905 Christy Ct, Tracy, CA 95376 Property Records

San Joaquin County property record for 905 Christy Ct, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,428 sqft · built 1993
Lot Size	0.117 acres (5,114 sqft)
Owner	2 Individual Names on File
Last Sale	$630,000 (Aug 2024)
Tax Bill	$6,752 (2026)
Deeds & Mortgages	Mar 2023 Mortgage Jan 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`242-180-250-000`

Property Details

APN / Parcel Number

Primary APN	`242-180-250-000`
Alternative APN	`242-180-25`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,428 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,114 sqft (0.117 acres)
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	242-180-25
Street Address	905 CHRISTY CT
City	TRACY
State	CA
Zip	95376-8721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 2316 LOT 90
Legal Subdivision	MUIRFIELD
Legal Tract	2316
Legal Block	3
Legal Lot Number	90
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	3
Census Block	3021
Census Tract	5208

Owner

905 Christy Ct is owned and occupied by two individuals who bought it in August 2024.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	905 CHRISTY CT, TRACY, CA 95376-8721
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2023	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Jan 4, 2019	Deed of Trust, Mortgage · FHA Mortgage BAY EQUITY
Sep 22, 2017	Intrafamily Transfer, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2024 · Amount on File
Deed Sale	Aug 23, 2024 · Amount on File
Prior Sale	Oct 8, 2008 · Amount on File
Deed Document Number	202471136
Prior Transfer Date	Sep 14, 2017
Prior Transfer Doc	0000109789
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	905 CHRISTY CT, TRACY, CA 95376-8721
Transaction Type	Mortgage
Record Updated	Mar 17, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 CHRISTY CT, TRACY, CA 95376-8721
Investor	Possibly a Property Investor

Mortgage

Document Number	0000016973
Date	Mar 6, 2023
Instrument	2023-016973

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	311 Months
Due	Feb 1, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	905 CHRISTY CT, TRACY, CA 95376-8721
Document Number	0000003516
Instrument Date	Jan 4, 2019
Transaction Type	Mortgage
Record Updated	Jan 29, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	905 CHRISTY CT TRACY CA 953768721, TRACY, CA 95376-8721

Mortgage

Document Number	0000003516
Date	Jan 10, 2019
Instrument	3516

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 9, 2049

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 22, 2017
Property Address	905 CHRISTY CT, TRACY, CA 95376-8721
Document Number	0000109789
Map Reference	MAP30 PG94
Instrument Date	Sep 14, 2017
Instrument	2017-109789
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	905 CHRISTY CT, TRACY, CA 95376-8721
Investor	Possibly a Property Investor

Mortgage

Document Number	0000109790
Date	Sep 22, 2017
Instrument	2017-109790

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 905 Christy Ct was $6,752, down 9.2% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,752.00 (-9.19%)
2025	$7,435.00	$630,000 Land $190,000 Building $440,000
2023	$3,006.00 (+2.14%)	$259,913 Land $77,972 Building $181,941	$520,830
2022	$2,943.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 905 Christy Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 905 Christy Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 821 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	600 / 120
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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