905 Chichester Ave, Middlesboro, KY 40965 Property Records

Bell County property record for 905 Chichester Ave, Middlesboro, KY 40965

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,344 sqft · built 1985
Owner	2 Individual Names on File
Last Sale	$2,500 (Feb 2025)
Tax Bill	$106 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit
Flood Zone	Zone A (high risk)
APN	`069-23-15-003.00`

Property Details

APN / Parcel Number

Primary APN	`069-23-15-003.00`
Alternative APNs	`13516` `14091`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,344 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	A-Frame
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	336 sqft
Driveway	Asphalt Driveway
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	14091
Street Address	905 CHICHESTER AVE
City	MIDDLESBORO
State	KY
Zip	40965-2136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE 502 (LOT 12 & PART LOT 11)
Legal Subdivision	SECTION SOUTH WEST OF MIDDLESBOROUGH
Legal Lot Number	11-12
Jurisdiction	BELL KY
Township / Civil Division	MIDDLESBOROUGH
Census Block Group	3
Census Block	3002
Census Tract	960700

Owner

905 Chichester Ave is owned and occupied by two individuals who bought it in February 2025.

Source: Bell County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	905 CHICHESTER AVE, MIDDLESBORO, KY 40965-2136
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2025 · Amount on File
Deed Sale	Feb 6, 2025 · Amount on File
Deed Document Number	2025246395
Deed Book / Page	409 / 497
Prior Transfer Date	Dec 27, 2024
Prior Transfer Doc	0000246395
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL KY
Recording Date	Jul 20, 2026
Property Address	905 CHICHESTER AVE, MIDDLESBORO, KY 40965-2136
Document Number	0000295068
Book / Page	408 / 429
Instrument Date	Jul 3, 2026
Instrument	2026295068
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 CHICHESTER AVE, MIDDLESBORO, KY 40965-2136

Mortgage

Document Number	0000295068,
Date	Jul 20, 2026
Book Page	408/429
Instrument	2026295068

Lender

Name	COMMUNITY TRUST BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2046

Interest

Rate	6.48%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 905 Chichester Ave was $106 with a homeowner's exemption.

Source: Bell County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bell County
Municipality	Middlesborough City
Unified School District	Middlesboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$106.00 Homeowner's exemption	$59,000 Land $59,000	$59,000 Land $59,000
2023	$617.00	$59,000	$59,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 905 Chichester Ave in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	14 (1999–2011)
Claims Outside the SFHA	1 of 14
Most Recent Claim	Jun 2011 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2011 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 905 Chichester Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 67% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY AMERICAN WATER - MIDDLESBORO private · serves 12,022 people · EPA ID KY0070282
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Eastern Telephone & Technologies Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20