905 Charles St, Beaufort, SC 29902 Property Records

Beaufort County property record for 905 Charles St, Beaufort, SC 29902

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	3 bd · 1,632 sqft · built 1900
Lot Size	0.139 acres (6,098 sqft)
Owner	Company Name on Record
Last Sale	$353,000 (Sep 2021)
Tax Bill	$142 (2025)
Deeds & Mortgages	Sep 2021 Sale & Line of Credit Apr 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00215564`

Property Details

APN / Parcel Number

Primary APN	`00215564`
Alternative APNs	`R120 004 000 0301 0000` `R121 004 000 0301 0000`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,632 sqft Total Area

Exterior

Year Built	Built 1900
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	6,098 sqft (0.139 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	00215564
Old Parcel Number	R121 004 000 0301 0000
Street Address	905 CHARLES ST
City	BEAUFORT
State	SC
Zip	29902-4611
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	6511
Legal Description	POR BLK 64 CITY OF BFT PLAT IN DB815 P354 MGFM:KEY#215494 5-3-96 CONSOLIDATE BY
Legal Subdivision	OLD COMMONS HISTORIC COMM & RE
Legal Block	64
Jurisdiction	BEAUFORT SC
Township / Civil Division	BEAUFORT-PORT ROYAL
Census Block Group	3
Census Block	3016
Census Tract	700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Beaufort Historic District listed 1969 · 474 contributing resources · National Historic Landmark (designated 1973) · NRIS 69000159

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 75, BEAUFORT, SC 29901-0075
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Warranty Deed, Transfer · Line of Credit PALMETTO STATE BANK
Apr 29, 2021	Intrafamily Transfer, Transfer
Oct 19, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2021 · Amount on Record
Deed Sale	Sep 7, 2021 · Amount on Record
Prior Sale	Apr 29, 2021
Deed Document Number	2021063677
Deed Book / Page	4057 / 1882
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Sep 7, 2021
Property Address	905 CHARLES ST, BEAUFORT, SC 29902-4611
Document Number	0000063677
Book / Page	4057 / 1882
Map Reference	MB 815 PG 352
Instrument Date	Aug 10, 2021
Instrument	2021063677
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$917.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 75, BEAUFORT, SC 29901-0075

Mortgage

Document Number	0000063678
Date	Sep 7, 2021
Instrument	2021063678

Lender

Name	PALMETTO STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 7, 2031

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEAUFORT SC
Recording Date	Apr 29, 2021
Property Address	905 CHARLES ST, BEAUFORT, SC 29902-4611
Document Number	0000031139
Book / Page	4004 / 2832
Map Reference	MB 454 PG 1900
Instrument Date	Apr 2, 2021
Instrument	2021031139
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3504 WATERWAY BLVD, ISLE OF PALMS, SC 29451-2550

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Oct 19, 2018
Property Address	905 CHARLES ST, BEAUFORT, SC 29902-4611
Document Number	0000056973
Book / Page	003708 / 003228
Instrument Date	Oct 8, 2018
Instrument	56973
Transaction Type	Transfer
Record Updated	Nov 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$869.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	905 CHARLES ST BEAUFORT SC 299024611, BEAUFORT, SC 29902-4611

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Beaufort City
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$142.00	$21,180 (-)
2024	$142.00	$21,180 (-)	$353,000 (-) Land $108,900 Building $244,100
2023	$142.00	$21,180 (-)	$353,000 (-) Land $108,900 Building $244,100
2022	$142.00	$21,180	$353,000 Land $156,600 Building $196,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 68 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	68 in force
Nearby Flood Claims	17 (1979–2017)
Claims Outside the SFHA	9 of 17
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Matthew, Oct 2016 · 6 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Sparklight Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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