905 Chancery Ln, Cary, IL 60013 Property Records

McHenry County property record for 905 Chancery Ln, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,900 sqft · built 1996
Lot Size	0.308 acres (13,410 sqft)
Owner	2 Individual Names on Record
Last Sale	$262,500 (Feb 2016)
Tax Bill	$10,966 (2024)
Deeds & Mortgages	Apr 2026 Line of Credit Dec 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-23-177-016`

Property Details

APN / Parcel Number

Primary APN	`19-23-177-016`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,900 sqft Living Area
1st Floor Area	1,602 sqft
Basement Area	1,602 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	13,410 sqft (0.308 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	905 CHANCERY LN
City	CARY
State	IL
Zip	60013-3231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2020R0051329 LT 28 HUNT CLUB HILLS OF CARY
Legal Subdivision	HUNT CLUB HILLS
Legal Block	177
Legal Lot Number	28
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	3
Census Block	3033
Census Tract	871312

Owner

Source: McHenry County records, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	905 CHANCERY LN, CARY, IL 60013-3231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK
Dec 7, 2021	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 25, 2020	Quit Claim Deed, Transfer CARRINGTON TITLE PARTNERS LLC, CARRINGTON TITLE PTRS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2016 · Amount on Record
Deed Sale	Feb 4, 2016 · Amount on Record
Prior Sale	Dec 8, 2014
Deed Document Number	20163888
Prior Transfer Date	Oct 18, 1996
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Recording Date	Apr 15, 2026
Property Address	905 CHANCERY LN, CARY, IL 60013-3231
Document Number	0000010023
Instrument Date	Apr 7, 2026
Instrument	202610023
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	RETAIL POST CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	905 CHANCERY LN, CARY, IL 60013-3231

Mortgage

Document Number	0000010023,
Date	Apr 15, 2026
Instrument	202610023

Lender

Name	BMO HARRIS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 13, 2056

Interest

Rate	7.54%
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	905 CHANCERY LN, CARY, IL 60013-3231
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 CHANCERY LN, CARY, IL 60013-3231

Mortgage

Document Number	0000065461
Date	Dec 7, 2021
Instrument	2021R0065461

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 6, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.94%
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	905 CHANCERY LN, CARY, IL 60013-3231
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TITLE PARTNERS LL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009546
Date	Feb 19, 2021
Instrument	2021R0009546

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Nov 25, 2020
Property Address	905 CHANCERY LN, CARY, IL 60013-3231
Document Number	0000051329
Instrument Date	Oct 16, 2020
Instrument	51329
Transaction Type	Transfer
Record Updated	Dec 10, 2020
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TITLE PTRS LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	905 CHANCERY LN CARY IL 600133231, CARY, IL 60013-3231

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$10,966.00	$146,299 (+24.13%) Land $12,412 Building $133,887	$438,897 (+24.13%) Land $37,236 Building $401,661
2022	Homeowner's exemption	$117,860 Land $10,019 Building $107,841	$353,580 Land $30,057 Building $323,523

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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