Cabarrus County property record for 905 Central Dr, Kannapolis, NC 28083
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,358 sqft · built 1900 |
| Lot Size | 0.259 acres (11,250 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $73,000 (Mar 1989) |
| Tax Bill | $2,295 (2023) |
| Deeds & Mortgages | Oct 2022 Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5624 11 6991 |
| Primary APN | 5624 11 6991 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,358 sqft Living Area |
| Gross Area | 2,648 sqft |
| 1st Floor Area | 2,358 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,250 sqft (0.259 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Driveway | Asphalt Driveway |
| Driveway Area | 480 sqft |
| Pool Area | 648 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 540 sqft |
| Storage Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 158641 |
|---|---|
| Street Address | 905 CENTRAL DR |
| City | KANNAPOLIS |
| State | NC |
| Zip | 28083-3732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | LTS 20-22 JACKSON PARK BLK B |
| Legal Subdivision | CENTRAL AVENUE AREA |
| Legal Block | B |
| Legal Lot Number | 20-22 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 4, KANNAPOLIS |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 40701 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 905 CENTRAL DR, KANNAPOLIS, NC 28083-3732 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 12, 2022 | Intrafamily Transfer, Transfer · FHA Mortgage THE FEDERAL SAVINGS BANK |
| Nov 9, 2019 | Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC |
| Feb 13, 2018 | Deed of Trust, Mortgage · FHA Mortgage LOANPAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 1989 · Amount on Record |
| Deed Sale | Mar 16, 1989 · Amount on Record |
| Prior Sale | Oct 1, 1981 · Amount on Record |
| Deed Book / Page | 706 / 122 |
| Last Transfer Date | Oct 6, 2022 |
| Transfer Doc | 0001624054 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Oct 12, 2022 |
| Property Address | 905 CENTRAL DR, KANNAPOLIS, NC 28083-3732 |
| Document Number | 0001624054 |
| Book / Page | 16240 / 54 |
| Map Reference | MB 3 PG 23 |
| Instrument Date | Oct 6, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 905 CENTRAL DR, KANNAPOLIS, NC 28083-3732 |
| Document Number | 0162400057 |
|---|---|
| Date | Oct 12, 2022 |
| Instrument | 16240-0057 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 905 CENTRAL DR, KANNAPOLIS, NC 28083-3732 |
| Document Number | 13842262 |
| Instrument Date | Nov 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2019 |
| Title Company | ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 905 CENTRAL DR KANNAPOLIS NC 280833732, KANNAPOLIS, NC 28083-3732 |
| Document Number | 13842262 |
|---|---|
| Date | Nov 15, 2019 |
| Book Page | 013842/000262 |
| Instrument | 31820 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 14, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 905 CENTRAL DR, KANNAPOLIS, NC 28083-3732 |
| Document Number | 1288714 |
| Instrument Date | Feb 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2018 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 905 CENTRAL DR KANNAPOLIS NC 280833732, KANNAPOLIS, NC 28083-3732 |
| Document Number | 1288714 |
|---|---|
| Date | Feb 21, 2018 |
| Book Page | 012887/000014 |
| Instrument | 3979 |
| Name | LOANPAL |
|---|---|
| Address | ROSEVILLE, CA 95661 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 20, 2048 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Kannapolis City |
| Unified School District | Kannapolis City Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $275,950 (-) Land $52,000 Building $223,950 | ||
| 2025 | $275,950 (+58.43%) Land $52,000 Building $223,950 | ||
| 2024 | $275,950 (+58.43%) Land $52,000 Building $223,950 | ||
| 2023 | $2,295.00 | $174,180 Land $32,000 Building $142,180 | $174,180 Land $32,000 Building $142,180 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2003–2020) |
| Most Recent Claim | Nov 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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