905 Camino Caballo, Nipomo, CA 93444 Property Records

San Luis Obispo County property record for 905 Camino Caballo, Nipomo, CA 93444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,735 sqft · built 2000
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on File
Last Sale	$650,000 (Jun 2011)
Tax Bill	$8,787 (2025)
Deeds & Mortgages	Nov 2017 Line of Credit Feb 2021 Transfer + 6 more
Flood Zone	Zone X (minimal risk)
APN	`091-431-015`

Property Details

APN / Parcel Number

Primary APN	`091-431-015`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,735 sqft Living Area
1st Floor Area	2,735 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Wood
Lot Area	43,560 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	905 CAMINO CABALLO
City	NIPOMO
State	CA
Zip	93444-8853
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	TR 1924-1 LT 15
Legal Subdivision	1924 PH 1
Legal Tract	1924-1
Legal Block	3
Legal Lot Number	15
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	3
Census Block	3023
Census Tract	12404

Owner

905 Camino Caballo is owned by a company that acquired it in February 2021 and is owner-occupied.

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	905 CAMINO CABALLO, NIPOMO, CA 93444-8853
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2017	Deed of Trust, Mortgage · Line of Credit SANTA ANA FCU
Feb 10, 2021	Intrafamily Transfer, Transfer STEWART TITLE OF CALIFORNIA
Feb 8, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage THAYER FINANCIAL CORP
Jul 29, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 8, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage THAYER FINANCIAL CORP
Sep 3, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage THAYER FINANCIAL CORP
Sep 9, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage COASTHILLS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2011 · Amount on File
Deed Sale	Jun 24, 2011 · Amount on File
Deed Document Number	201129925
Last Transfer Date	Feb 2, 2021
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	905 CAMINO CABALLO, NIPOMO, CA 93444-8853
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054436
Date	Nov 28, 2017
Instrument	2017054436

Lender

Name	SANTA ANA FCU
Type	Credit Union
Address	SANTA ANA, CA 92701

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 28, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 10, 2021
Property Address	905 CAMINO CABALLO, NIPOMO, CA 93444-8853
Document Number	0000010627
Map Reference	MB 18 PG 60
Instrument Date	Jan 14, 2021
Instrument	2021010627
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	STEWART TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	905 CAMINO CABALLO, NIPOMO, CA 93444-8853

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 8, 2021
Property Address	905 CAMINO CABALLO, NIPOMO, CA 93444-8853
Document Number	0000009621
Map Reference	MB 18 PG 60
Instrument Date	Jan 14, 2021
Instrument	2021009621
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	905 CAMINO CABALLO, NIPOMO, CA 93444-8853

Mortgage

Document Number	0000009622
Date	Feb 8, 2021
Instrument	2021009622

Lender

Name	THAYER FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 29, 2020
Property Address	905 CAMINO CABALLO, NIPOMO, CA 93444-8853
Document Number	0000038844
Instrument Date	Jul 2, 2020
Instrument	38844
Transaction Type	Transfer
Record Updated	Aug 12, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	905 CAMINO CABALLO NIPOMO CA 934448853, NIPOMO, CA 93444-8853

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 8, 2020
Property Address	905 CAMINO CABALLO, NIPOMO, CA 93444-8853
Document Number	0000034311
Map Reference	MB 18 PG 60
Instrument Date	Jul 2, 2020
Instrument	2020034311
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	STEWART TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	905 CAMINO CABALLO, NIPOMO, CA 93444-8853

Mortgage

Document Number	0000034312
Date	Jul 8, 2020
Instrument	2020034312

Lender

Name	THAYER FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2035

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 3, 2019
Property Address	905 CAMINO CABALLO, NIPOMO, CA 93444-8853
Document Number	0000036773
Map Reference	MB 18 PG 60
Instrument Date	Aug 28, 2019
Instrument	2019036773
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	STEWART TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	905 CAM INO CABALLO, NIPOMO, CA 93444

Mortgage

Document Number	0000036774
Date	Sep 3, 2019
Instrument	2019036774

Lender

Name	THAYER FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2034

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 9, 2019
Property Address	905 CAMINO CABALLO, NIPOMO, CA 93444-8853
Document Number	0000037587
Instrument Date	Aug 28, 2019
Instrument	37587
Transaction Type	Transfer
Record Updated	Sep 18, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	905 CAMINO CABALLO NIPOMO CA 934448853, NIPOMO, CA 93444-8853

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	905 CAMINO CABALLO, NIPOMO, CA 93444-8853
Document Number	0000026357
Instrument Date	Jun 21, 2018
Transaction Type	Mortgage
Record Updated	Jul 3, 2018
Title Company	TICOR TITLE ORANGE COUNTY BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 CAMINO CABALLO NIPOMO CA 934448853, NIPOMO, CA 93444-8853

Mortgage

Document Number	0000026357
Date	Jun 27, 2018
Instrument	26357

Lender

Name	COASTHILLS CU
Address	LOMPOC, CA 93436

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 26, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 905 Camino Caballo was $8,787 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$849,408 (+2%) Land $294,024 Building $555,384
2025	$8,787.00 Homeowner's exemption	$832,754 Land $288,259 Building $544,495
2023	$8,393.00 (+1.55%) Homeowner's exemption	$800,418 Land $277,066 Building $523,352
2022	$8,265.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 905 Camino Caballo in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 905 Camino Caballo is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NIPOMO COMM SERVICES DIST serves 13,771 people · EPA ID CA4010026
Water Source	Purchased surface water from CITY OF SANTA MARIA UTILITIES DEPARTMENT
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Peak WiFi, Ranch Wifi.

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