905 Bradt St, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 905 Bradt St, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,056 sqft · built 1930
Lot Size0.09 acres (3,960 sqft)
OwnerIndividual Name on File
Last Sale$155,000 (Jul 2023)
Tax Bill$4,500 (2026)
Deeds & MortgagesJul 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN421500 48.68-2-22

Property Details

APN / Parcel Number

Primary APN421500 48.68-2-22
Alternative APN
  • 150004806800020220000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,056 sqft Living Area
1st Floor Area528 sqft
2nd Floor Area528 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area3,960 sqft (0.09 acres)
Lot Dimensions120 ft deep x 33 ft wide
Garage TypeDetached
Garage Area180 sqft
PorchSlab
Porch Area260 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address905 BRADT ST
CitySCHENECTADY
StateNY
Zip12306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal Block2
Legal Lot Number22.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group3
Census Block3006
Census Tract33200

Owner

905 Bradt St is owned and occupied by an individual who bought it in July 2023.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address905 BRADT ST, SCHENECTADY, NY 12306
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 12, 2023 · Amount on File
Deed SaleJul 12, 2023 · Amount on File
Prior SaleDec 21, 1994 · Amount on File
Deed Document Number202339759
Deed Book / Page2111 / 714
Record UpdatedOct 29, 2026

July 2023: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionSCHENECTADY NY
Recording DateJul 12, 2023
Property Address905 BRADT ST, SCHENECTADY, NY 12306
Document Number0000039759
Book / Page2111 / 714
Map ReferenceMB 19 PG 541
Instrument DateJun 30, 2023
Instrument202339759
Transaction TypeTransfer
Record UpdatedJul 26, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$620.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address905 BRADT ST, SCHENECTADY, NY 12306

Transferred To (Grantee/Buyer)

NameVerified Name
Address76 VAN BUREN RD APT 9, 9, SCHENECTADY, NY 12302-4443

Mortgage

Document Number0000039760
DateJul 12, 2023
Instrument202339760
Lender
NameSEFCU MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 905 Bradt St was $4,500, up 2.5% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,500.00 (+2.46%)
2025$4,392.00$81,700 Land $12,300 Building $69,400$135,287 Land $20,368 Building $114,919
2023$81,700 (-) Land $12,300 Building $69,400$103,418 (+3.8%) Land $15,570 Building $87,848
2022$81,700 Land $12,300 Building $69,400$99,634 Land $15,000 Building $84,634
2021$3,541.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 905 Bradt St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 905 Bradt St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 844 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: Greenlight Networks.

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