905 Bradford Ave, Champlin, MN 55316 Property Records

Hennepin County property record for 905 Bradford Ave, Champlin, MN 55316

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,695 sqft · built 2014
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on Record
Last Sale	$904,900 (Aug 2015)
Tax Bill	$18,900 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Nov 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`29-120-21-22-0060`

Property Details

APN / Parcel Number

Primary APN	`29-120-21-22-0060`
Alternative APN	`2912021220005`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	3 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,695 sqft Living Area
Gross Area	5,128 sqft
1st Floor Area	2,168 sqft
2nd Floor Area	1,527 sqft
Basement Area	1,433 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Colonial
Roof Type	Hip
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	325 ft deep x 80 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	1,098 sqft

Exterior Amenities

Porch	Porch
Porch Area	467 sqft
Deck Area	154 sqft
Patio Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Space Heater

Location & Zoning

Street Address	905 BRADFORD AVE
City	CHAMPLIN
State	MN
Zip	55316-1453
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 019 T SUNNY BANKS FARM LOT 19 AND THE NORTHERLY 14.00 FEET OF LOT 20 80 X 325
Legal Range	21
Legal Township	120
Legal Section	29
Legal Quarter	22
Legal Subdivision	SUNNY BANKS FARM
Legal Block	1
Legal Lot Number	19
Jurisdiction	HENNEPIN MN
Township / Civil Division	CHAMPLIN
Census Block Group	1
Census Block	1003
Census Tract	26906

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	905 BRADFORD AVE, CHAMPLIN, MN 55316-1453
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Deed of Trust, Mortgage · Line of Credit IDEAL CU
Nov 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jan 13, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Nov 12, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2015 · Amount on Record
Deed Sale	Aug 26, 2015 · Amount on Record
Prior Sale	Aug 27, 2013 · Amount on Record
Deed Document Number	20155285434
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	905 BRADFORD AVE, CHAMPLIN, MN 55316-1453
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 BRADFORD AVE, CHAMPLIN, MN 55316-1453

Mortgage

Document Number	00T6029472
Date	Aug 11, 2023
Instrument	T6029472

Lender

Name	IDEAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55125

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 20, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	905 BRADFORD AVE, CHAMPLIN, MN 55316-1453
Transaction Type	Mortgage
Record Updated	May 15, 2023
Title Company	BURNETT TITLE, BURNET TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T05665600
Date	Nov 25, 2019
Instrument	T05665600

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.25%
Index	1-Year CMT
Max Rate	8.25%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	905 BRADFORD AVE, CHAMPLIN, MN 55316-1453
Transaction Type	Mortgage
Record Updated	May 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T05677709
Date	Jan 13, 2020
Instrument	T05677709

Lender

Name	US BANK NA
Type	Bank
Address	OSHKOSH, WI 54902

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 30, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	905 BRADFORD AVE, CHAMPLIN, MN 55316-1453
Transaction Type	Mortgage
Record Updated	May 15, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T05889552
Date	Oct 22, 2021
Instrument	T05889552

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Nov 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.62%
Index	1-Year LIBOR
Max Rate	7.62%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	905 BRADFORD AVE, CHAMPLIN, MN 55316-1453
Transaction Type	Mortgage
Record Updated	May 15, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 BRADFORD AVE, CHAMPLIN, MN 55316-1453

Mortgage

Document Number	0T05896369
Date	Nov 12, 2021
Instrument	T05896369

Lender

Name	US BANK NA
Type	Bank
Address	PORTLAND, OR 97204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 7, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Champlin City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,900.00 (+27.91%)	$1,358,900 (+16.15%) Land $393,800 Building $965,100	$1,358,900 (+16.15%) Land $393,800 Building $965,100
2023	$14,776.00 Homeowner's exemption
2022		$1,170,000 Land $342,000 Building $828,000	$1,170,000 Land $342,000 Building $828,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1986)
Most Recent Claim	Jun 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Champlin serves 23,919 people · EPA ID MN1270006
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Gateway Fiber.

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