905 Bluff Ave, Brainerd, MN 56401 Property Records

Crow Wing County property record for 905 Bluff Ave, Brainerd, MN 56401 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1997
Square Footage	1,506 sqft Living Area
Lot Size	7,841 sqft (0.18 acres)
Occupancy	Owner Occupied
Last Sale	$133,500 (2012)
Tax Bill	$2,246.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`09193003012Z009`
Alternative APNs	`41241548` `171046`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,506 sqft Living Area
1st Floor	984 sqft 1st Floor
Stories	1 Stories
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1997
Exterior Material	Stucco Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	7,841 sqft (0.18 acres)
Driveway	Driveway
Garage Area	576 sqft Garage
Porch	1 Porch
Porch Area	96 sqft Porch

Utilities and HVAC

Heating System	Central Heating

Location & Zoning

Account Number	171046
Street Address	905 BLUFF AVE
City	BRAINERD
State	MN
Zip	56401-2605
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOTS 12 AND 13 BLOCK 3
Legal Range	31W
Legal Township	45N
Legal Section	24
Legal Subdivision	TERRACE PARK ADDITION TO THE CITY OF
Legal Block	3
Legal Lot Number	12
Jurisdiction	CROW WING MN
Minor Civil Division	BRAINERD
Census Blockgroup	1
Census Block	1006
Census Tract	951200

Owner

Source: Crow Wing County records · APN 09193003012Z009

Assessment roll updated August 28, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	905 BLUFF AVE, BRAINERD, MN 56401-2605
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 01, 2012 · Amount on Record
Deed Sale	Jul 01, 2012 · Amount on Record
Prior Sale	Aug 01, 2008 · Amount on Record
Record Refreshed	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROW WING MN
Recording Date	Jul 13, 2026
Property Address	905 BLUFF AVE, BRAINERD, MN 56401-2605
Document Number	0001026408
Instrument Date	Jul 02, 2026
Instrument	20261026408
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	TITLE TEAM LLC, TITLE TEAM

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	241
Address	905 BLUFF AVE, BRAINERD, MN 56401-2605

Mortgage

Document Number	0001026408,
Date	Jul 13, 2026
Instrument	20261026408

Lender

Name	NATIONAL COMMERCE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 08, 2051

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Initial Type	Adjustable Rate
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate	-1%

Tax Assessment & Valuation

Source: Crow Wing County records · Assessment roll updated August 28, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
Municipality	Brainerd City
Unified School District	Brainerd Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,246.00 (-38.77%)	$226,539 (-2.48%)	$249,500 (+7.4%) Land $42,600 Building $206,900
2025		$232,300 (+5.4%) Land $42,500 Building $189,800	$232,300 (+5.4%) Land $42,500 Building $189,800
2023	$3,668.00 Homeowner's exemption	$220,400 Land $37,900 Building $182,500	$220,400 Land $37,900 Building $182,500