905 Baybrook Dr, Elgin, OK 73538 Property Records

Comanche County property record for 905 Baybrook Dr, Elgin, OK 73538

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,064 sqft · built 2012
Lot Size	0.825 acres (35,973 sqft)
Owner	2 Individual Names on File
Last Sale	$241,500 (Jan 2018)
Tax Bill	$2,817 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04N10W-29-1-50500-004-0006`

Property Details

APN / Parcel Number

Primary APN	`04N10W-29-1-50500-004-0006`
Alternative APNs	`050500-0040006-00000` `96953`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,064 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	35,973 sqft (0.825 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	96953
Street Address	905 BAYBROOK DR
City	ELGIN
State	OK
Zip	73538-3815
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHADOW RIDGE ESTATES PT 1 BLOCK 4 LOT 6
Legal Range	10W
Legal Township	04N
Legal Section	29
Legal Subdivision	SHADOW RIDGE ESTATES
Legal Block	4
Legal Lot Number	6
Jurisdiction	COMANCHE OK
Township / Civil Division	NORTHEAST COMANCHE
Census Block Group	2
Census Block	2028
Census Tract	2101

Owner

905 Baybrook Dr is owned and occupied by two individuals who bought it in January 2018.

Source: Comanche County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	905 BAYBROOK DR, ELGIN, OK 73538-3815
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage CEFCU
Jan 24, 2018	Joint Tenancy Deed, Transfer · Conventional Mortgage GATEWAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2018 · Amount on File
Deed Sale	Jan 24, 2018 · Amount on File
Prior Sale	Oct 24, 2013 · Amount on File
Deed Document Number	20181171
Deed Book / Page	7974 / 319
Prior Transfer Date	Jan 11, 2018
Prior Transfer Doc	007974/319
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMANCHE OK
Property Address	905 BAYBROOK DR, ELGIN, OK 73538-3815
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008224/277
Date	Apr 10, 2019
Book Page	8224/277
Instrument	2019-004616

Lender

Name	CEFCU
Type	Credit Union
Address	PEORIA, IL 61607

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Mar 15, 2034

January 2018: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	COMANCHE OK
Recording Date	Jan 24, 2018
Property Address	905 BAYBROOK DR, ELGIN, OK 73538-3815
Document Number	007974/319
Book / Page	7974 / 319
Instrument Date	Jan 11, 2018
Instrument	2018-001171
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	KT TITLE SERVICES, OKF TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$362.25
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018001172
Date	Jan 24, 2018
Instrument	2018-001172

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 905 Baybrook Dr was $2,817 with a homeowner's exemption.

Source: Comanche County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Comanche County
Municipality	Elgin City
Unified School District	Elgin Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,712 (+3%) Land $3,512 Building $26,200	$264,107 (-20.9%) Land $31,216 Building $232,891
2025	$2,817.00 Homeowner's exemption	$28,847 (+%) Land $3,410 Building $25,437	$333,875 (+5.82%) Land $42,500 Building $291,375
2024	$2,817.00 (+2.96%) Homeowner's exemption	$28,846 (+6.09%) Land $3,475 Building $25,371	$315,498 (+11.32%) Land $42,500 Building $272,998
2023	$2,736.00 Homeowner's exemption	$27,191 Land $3,150 Building $24,041	$283,418 Land $28,000 Building $255,418

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 905 Baybrook Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 905 Baybrook Dr is high, ranking above 80% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 57% of Oklahoma
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CADDO CO RWD #3 serves 3,900 people · EPA ID OK2000816
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Southwest Oklahoma Telephone Company Fiber · Cable in parts of the area	1,000 / 500
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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