905 Baker Ave, Geneva, AL 36340 Property Records

Geneva County property record for 905 Baker Ave, Geneva, AL 36340

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,375 sqft · built 1975
Lot Size	0.35 acres (15,265 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1906134003003000`

Property Details

APN / Parcel Number

Primary APN	`1906134003003000`
Alternative APN	`0000212240`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,375 sqft Heated Area
1st Floor Area	1,375 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1991
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	15,265 sqft (0.35 acres)
Lot Dimensions	142 ft deep x 107 ft wide
Porch	Slab
Porch Area	206 sqft
Utility Building	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	0000212240
Street Address	905 BAKER AVE
City	GENEVA
State	AL
Zip	36340-5001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 245' SW OF INT S ROW BRIARCLIFF AVE & E/L SE 1/4, SW 120', SE 135', NE 95', NW 149.6' TO POB S13-T1N-R21E
Legal Range	21E
Legal Township	01N
Legal Section	13
Legal Subdivision	GLENDALE SUBDIVISION PHASE I
Jurisdiction	GENEVA AL
Township / Civil Division	GENEVA
Census Block Group	2
Census Block	2022
Census Tract	50300

Owner

Source: Geneva County records, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	905 BAKER AVE, GENEVA, AL 36340-5001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENEVA AL
Recording Date	Jul 16, 2026
Property Address	905 BAKER AVE, GENEVA, AL 36340-5001
Document Number	1326000185
Book / Page	1326 / 185
Instrument Date	Jul 10, 2026
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 BAKER AVE, GENEVA, AL 36340-5001

Mortgage

Document Number	1326000185,
Date	Jul 16, 2026
Book Page	1326/185

Lender

Name	EMORTGAGE MANAGEMENT LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	265 Months
Due	Aug 1, 2048

Interest

Rate	6.52%
Max Rate	-1%

Tax Assessment & Valuation

Source: Geneva County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Geneva County
Municipality	Geneva City
Unified School District	Geneva City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$12,240 (+24.39%) Land $2,000 Building $10,240	$122,200 (+24.44%) Land $20,000 Building $102,200
2023	Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$9,840 Land $1,480 Building $8,360	$98,200 Land $14,800 Building $83,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	30 (1990–2015)
Claims Outside the SFHA	1 of 30
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Flooding, Tornadoes & Straight-line, Mar 2009 · 4 claims Severe Storms And Flooding, Mar 1998 · 5 claims Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 81% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GENEVA, THE WW & SB OF THE serves 9,600 people · EPA ID AL0000622
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Rapid Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20