905 Ave J, Wisner, NE 68791 Property Records

Cuming County property record for 905 Ave J, Wisner, NE 68791

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,456 sqft · built 1996
Lot Size	0.321 acres (14,000 sqft)
Owner	Individual Name on Record
Last Sale	$126,000 (Aug 2017)
Tax Bill	$1,590 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Aug 2017 Sale & Mortgage
APN	`0019800.00`

Property Details

APN / Parcel Number

Primary APN	`0019800.00`
Alternative APN	`0000-00-0-40060-054-0005`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft
Basement Area	1,456 sqft
Unfinished Basement	1,456 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	624 sqft
Driveway	Concrete Driveway
Driveway Area	728 sqft
Parking Spaces	2 Parking Spaces
Deck Area	144 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	905 AVENUE J
City	WISNER
State	NE
Zip	68791-2149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	4TH ADD, LTS 11 & 12, BLK 54, WIS C
Legal Subdivision	4TH ADD
Legal Block	54
Legal Lot Number	11,12
Jurisdiction	CUMING NE
Township / Civil Division	WISNER
Census Block Group	1
Census Block	1113
Census Tract	972700

Owner

Source: Cuming County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 671, WISNER, NE 68791-0671
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST BANK NA
Aug 23, 2017	Warranty Deed, Transfer · Conventional Mortgage MIDWEST BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2017 · Amount on Record
Deed Sale	Aug 23, 2017 · Amount on Record
Deed Document Number	20171219
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMING NE
Property Address	905 AVENUE J, WISNER, NE 68791-2149
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202001560
Date	Oct 2, 2020
Instrument	202001560

Lender

Name	MIDWEST BANK NA
Type	Bank
Address	NORFOLK, NE 68701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2035

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMING NE
Recording Date	Aug 23, 2017
Property Address	905 AVENUE J, WISNER, NE 68791-2149
Document Number	0201701219
Instrument Date	Aug 9, 2017
Instrument	201701219
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	NORTHEAST NE TITLE AND ESCROW, NORTHEAST NEBRASKA TITLE & E

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$283.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	905 AVENUE J, 905, WISNER, NE 68791-2149

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 671, WISNER, NE 68791-0671

Mortgage

Document Number	0201701220
Date	Aug 23, 2017
Instrument	201701220

Lender

Name	MIDWEST BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Cuming County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Cuming County
Municipality	Wisner City
Unified School District	Wisner-Pilger Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$233,135 (+16.7%) Land $15,400 Building $217,735	$233,135 (+16.7%) Land $15,400 Building $217,735
2025	$1,590.00 (-18.04%)	$199,780 (+15.58%) Land $11,900 Building $187,880	$199,780 (+15.58%) Land $11,900 Building $187,880
2023	$1,940.00	$172,855 Land $9,100 Building $163,755	$172,855 Land $9,100 Building $163,755

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	12 (2007–2019)
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WISNER serves 1,239 people · EPA ID NE3103903
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	11 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate-Nitrite not recorded as resolved · Oct 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: GigFire, Great Plains Communications, Nextlink.

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