905 6th St, Sheldon, IA 51201 Property Records

O'Brien County property record for 905 6th St, Sheldon, IA 51201

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,720 sqft · built 1918
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$193,000 (Mar 2026)
Tax Bill	$2,314 (2025)
Deeds & Mortgages	Apr 2009 Mortgage Jun 2011 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0040050000`

Property Details

APN / Parcel Number

Primary APN	`0040050000`
Alternative APN	`0000400500`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,720 sqft Living Area
1st Floor Area	614 sqft
Basement Area	962 sqft
Unfinished Basement	348 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	1,455 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	905 6TH ST
City	SHELDON
State	IA
Zip	51201-1626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIFTH ADDITION LOT 9 BLK 75
Legal Subdivision	FIFTH ADD
Legal Block	75
Legal Lot Number	9
Jurisdiction	O'BRIEN IA
Township / Civil Division	FLOYD
Census Block Group	3
Census Block	3026
Census Tract	490300

Owner

Source: O'Brien County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	905 6TH ST, SHELDON, IA 51201-1626
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2009	Deed of Trust, Mortgage · Conventional Mortgage IOWA STATE BANK
Jun 2, 2011	Deed of Trust, Mortgage · Conventional Mortgage NORTHWESTERN BANK
Oct 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS STATE BANK
Mar 17, 2026	Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Oct 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS STATE BANK
Nov 9, 2012	Warranty Deed, Transfer · Conventional Mortgage INSPIRED FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2026 · Amount on Record
Deed Sale	Mar 17, 2026 · Amount on Record
Prior Sale	Nov 9, 2012 · Amount on Record
Deed Document Number	2026799
Record Updated	Oct 29, 2026

April 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	905 6TH ST, SHELDON, IA 51201-1626
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200900968
Date	Apr 1, 2009
Instrument	2009-00968

Lender

Name	IOWA STATE BANK
Type	Bank
Address	HULL, IA 51239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2024

June 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	905 6TH ST, SHELDON, IA 51201-1626
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201101174
Date	Jun 2, 2011
Instrument	2011-01174

Lender

Name	NORTHWESTERN BANK
Address	SHELDON, IA 51201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2041

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	905 6TH ST, SHELDON, IA 51201-1626
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201702418
Date	Oct 25, 2017
Instrument	2017-02418

Lender

Name	CITIZENS STATE BANK
Type	Bank
Address	SHELDON, IA 51201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Mar 17, 2026
Property Address	905 6TH ST, SHELDON, IA 51201-1626
Document Number	0020260799
Instrument Date	Feb 23, 2026
Instrument	2026-0799
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$308.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	905 6TH ST, SHELDON, IA 51201-1626

Mortgage

Document Number	0020260800
Date	Mar 17, 2026
Instrument	2026-0800

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Mortgage

Document Number	0020260801
Date	Mar 17, 2026
Instrument	2026-0801

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company
Address	4800 N SCOTTSDALE RD STE 6000, SCOTTSDALE, AZ 85251

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	905 6TH ST, SHELDON, IA 51201-1626
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201702418
Date	Oct 25, 2017
Instrument	2017-02418

Lender

Name	CITIZENS STATE BANK
Type	Bank
Address	SHELDON, IA 51201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Nov 9, 2012
Property Address	905 6TH ST, SHELDON, IA 51201-1626
Document Number	0201202848
Instrument Date	Oct 29, 2012
Instrument	2012-02848
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$154.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 6TH ST, SHELDON, IA 51201-1626

Mortgage

Document Number	0201202849
Date	Nov 9, 2012
Instrument	2012-02849

Lender

Name	INSPIRED FINANCIAL SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2042

Tax Assessment & Valuation

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Municipality	Sheldon City
Unified School District	Sheldon Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,314.00 (+12.11%) Homeowner's exemption	$162,560 (+19.98%) Land $16,580 Building $145,980	$162,560 (+19.98%) Land $16,580 Building $145,980
2024	$2,064.00 (+12.05%)
2023		$135,490 (+20.21%) Land $14,790 Building $120,700	$135,490 (+20.21%) Land $14,790 Building $120,700
2022	$1,842.00 Homeowner's exemption	$112,710 Land $12,750 Building $99,960
2021			$112,710 Land $12,750 Building $99,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELDON WATER DEPARTMENT serves 5,512 people · EPA ID IA7170040
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Verizon.

Nearby Properties on 6th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures