905 3rd St W, Cresco, IA 52136 Property Records

Howard County property record for 905 3rd St W, Cresco, IA 52136

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,260 sqft · built 1966
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Tax Bill	$2,816 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Jul 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`320540004010000`

Property Details

APN / Parcel Number

Primary APN	`320540004010000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
Basement Area	1,260 sqft
Finished Basement	600 sqft
Unfinished Basement	660 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Patio Area	364 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	905 3RD ST W
City	CRESCO
State	IA
Zip	52136-1054
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 90' W 136 1/2' EX W 16 1/2' LOT 1 RESUBD BLK 4 BEADLES SUBD
Legal Subdivision	BEADLES SUBD
Legal Block	4
Legal Lot Number	1
Jurisdiction	HOWARD IA
Township / Civil Division	VERNON SPRINGS
Census Block Group	3
Census Block	3012
Census Tract	960100

Owner

Source: Howard County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	905 3RD ST W, CRESCO, IA 52136-1054
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK IOWA
Jul 12, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BANK IOWA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	905 3RD ST W, CRESCO, IA 52136-1054
Transaction Type	Mortgage
Record Updated	Jun 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002022/424
Date	Mar 23, 2022
Book Page	2022/424
Instrument	2022 0424

Lender

Name	BANK IOWA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	905 3RD ST W, CRESCO, IA 52136-1054
Transaction Type	Mortgage
Record Updated	Aug 14, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/983
Date	Jul 12, 2019
Book Page	2019/983
Instrument	983

Lender

Name	BANK IOWA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Howard County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Howard County
Municipality	Cresco City
Unified School District	Howard-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,816.00	$176,980 (-) Land $17,970 Building $159,010	$176,980 (-) Land $17,970 Building $159,010
2025	$2,816.00 (+2.85%) Homeowner's exemption	$176,980 (+11.43%) Land $17,970 Building $159,010	$176,980 (+11.43%) Land $17,970 Building $159,010
2024	$2,738.00 (-11.31%)
2023		$158,830 (+19.65%) Land $17,970 Building $140,860	$158,830 (+19.65%) Land $17,970 Building $140,860
2022	$3,087.00 Homeowner's exemption	$132,750 Land $17,970 Building $114,780
2021			$132,750 Land $17,970 Building $114,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESCO WATERWORKS serves 3,913 people · EPA ID IA4515087
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink, Verizon, Windstream.

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