905 3rd St E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 905 3rd St E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,168 sqft · built 1889
Lot Size	0.123 acres (5,360 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Oct 2022)
Tax Bill	$3,782 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-29-22-23-0065`

Property Details

APN / Parcel Number

Primary APN	`33-29-22-23-0065`
Alternative APNs	`8453576` `571556`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,168 sqft Living Area
1st Floor Area	904 sqft

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1975
Architectural Style	Bungalow
Exterior Material	Combination
Construction Type	Wood
Lot Area	5,360 sqft (0.123 acres)
Lot Dimensions	134 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	571556
Street Address	905 3RD ST E
City	SAINT PAUL
State	MN
Zip	55106-5201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A GOTZIANS SUB B89 LYMAN&DAYTO LOT 7 BLK 89
Legal Range	22
Legal Township	29
Legal Section	33
Legal Subdivision	A GOTZIANS SUB B89 LYMAN&DAYTO
Legal Block	89
Legal Lot Number	7
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1016
Census Tract	34500

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	905 3RD ST E, SAINT PAUL, MN 55106-5201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2022	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Apr 5, 2022	Warranty Deed, Transfer · Conventional Mortgage CAMBRIA FINANCIAL GROUP LLC
Jul 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2022 · Amount on Record
Deed Sale	Oct 31, 2022 · Amount on Record
Prior Sale	Apr 5, 2022 · Amount on Record
Deed Document Number	20224969292
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Oct 31, 2022
Property Address	905 3RD ST E, SAINT PAUL, MN 55106-5201
Document Number	0A04969292
Instrument Date	Oct 19, 2022
Instrument	A04969292
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$775.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 3RD ST E, SAINT PAUL, MN 55106-5202

Mortgage

Document Number	0A04969293
Date	Oct 31, 2022
Instrument	A04969293

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Apr 5, 2022
Property Address	905 3RD ST E, SAINT PAUL, MN 55106-5201
Document Number	0A04941225
Instrument Date	Mar 25, 2022
Instrument	A04941225
Transaction Type	Transfer
Record Updated	Dec 28, 2022
Title Company	EDINA REALTY TITLE, EDINA REALTY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$726.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 3RD ST E, SAINT PAUL, MN 55106-5201

Mortgage

Document Number	0A04941226
Date	Apr 5, 2022
Instrument	A04941226

Lender

Name	CAMBRIA FINANCIAL GROUP LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	905 3RD ST E, SAINT PAUL, MN 55106-5201
Transaction Type	Mortgage
Record Updated	Jul 27, 2021
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04897044
Date	Jul 20, 2021
Instrument	A04897044

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$226,300 (+1.8%) Land $23,000 Building $203,300	$226,300 (+1.8%) Land $23,000 Building $203,300
2025	$3,782.00 (+8.87%)
2023	$3,474.00 Homeowner's exemption	$222,300 Land $11,900 Building $210,400	$222,300 Land $11,900 Building $210,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
GigFire Fixed Wireless	150 / 130

May also be available: AT&T, T-Mobile.

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