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905 3rd Ave, Sterling, IL 61081 Property Records

Whiteside County property record for 905 3rd Ave, Sterling, IL 61081

Property Summary

Property TypeSingle Family Home
Lot Size0.184 acres (8,000 sqft)
OwnerIndividual Name on Record
Tax Bill$3,163 (2025)
Deeds & MortgagesMay 2017 Mortgage
May 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN1121262010

Property Details

APN / Parcel Number

Primary APN1121262010
Alternative APN
  • 71221

Exterior

Lot Area8,000 sqft (0.184 acres)
Lot Dimensions160 ft deep x 50 ft wide

Location & Zoning

Account Number71221
Street Address905 3RD AVE
CitySTERLING
StateIL
Zip61081-2428
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLIPES ADDITION LOT 4 BLK 4 351900X
Legal SubdivisionLIPES ADDITION
Legal Block4
Legal Lot Number4
JurisdictionWHITESIDE IL
Township / Civil DivisionSTERLING
Census Block Group2
Census Block2009
Census Tract1102

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address905 3RD AVE, STERLING, IL 61081-2428
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 24, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
May 24, 2017Loan Modification, Mortgage · FHA Mortgage
US BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 30, 2013
Deed SaleJan 30, 2013
Prior SaleAug 12, 2011 · Amount on Record
Deed Document Number2013798
Record UpdatedSep 20, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITESIDE IL
Property Address905 3RD AVE, STERLING, IL 61081-2428
Document Number0000003244
Instrument DateMay 24, 2017
Transaction TypeMortgage
Record UpdatedJun 21, 2017
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address905 3RD AVE STERLING IL 610812428, STERLING, IL 61081-2428

Mortgage

Document Number0000003244
DateJun 12, 2017
Instrument3244
Lender
NameHUD-HOUSING/URBAN DEV
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 11, 2047

May 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWHITESIDE IL
Property Address905 3RD AVE, STERLING, IL 61081-2428
Document Number0000003471
Instrument DateMay 24, 2017
Transaction TypeMortgage
Record UpdatedJan 9, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address905 3RD AVE STERLING IL 610812428, STERLING, IL 61081-2428

Mortgage

Document Number0000003471
DateJun 20, 2017
Instrument3471
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 19, 2047
Interest
Rate3.25%

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWhiteside County
County SubdivisionSterling Township
MunicipalitySterling City
Unified School DistrictSterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,163.00$37,150 Land $3,699 Building $33,451
2024$111,450 Land $11,097 Building $100,353

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-STERLING
private · serves 14,782 people · EPA ID IL1955040
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Rise Broadband
Fixed Wireless		250 / 50

May also be available: Surf Internet, Verizon.

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