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905 20th St, Galveston, TX 77550 Property Records

Galveston County property record for 905 20th St, Galveston, TX 77550

Property Summary

Property TypeDuplex
Details2 bd · 4 ba · 2,604 sqft · built 1960
Lot Size0.059 acres (2,580 sqft)
Owner2 Individual Names on File
Tax Bill$4,918 (2025)
Deeds & MortgagesMay 2017 Mortgage
Flood ZoneZone AE (high risk)
APN3505-0200-0006-003

Property Details

APN / Parcel Number

Primary APN3505-0200-0006-003
Alternative APN
  • R101686

Interior

Bedrooms2 Beds
Full Baths4 Baths
Units2 Units
Stories2 Stories
Building Area2,604 sqft Living Area
1st Floor Area1,206 sqft
2nd Floor Area1,398 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1984
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area2,580 sqft (0.059 acres)

Exterior Amenities

PorchOpen Porch
Porch Area192 sqft
Deck Area18 sqft
Patio Area18 sqft
Storage Building1,206 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address905 20TH ST
CityGALVESTON
StateTX
Zip77550-4694
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeCB
Legal DescriptionABST 628 M B MENARD SUR PT OF LOTS 6 & 7 (6-3) BLK 200 GALVESTON
Legal SubdivisionGALVESTON TOWNSITE
Legal Block200
Legal Lot Number6,7
JurisdictionGALVESTON TX
Township / Civil DivisionGALVESTON
Census Block Group1
Census Block1104
Census Tract724500

Owner

905 20th St, a duplex, is owned by two individuals who acquired it in June 2005.

Source: Galveston County records, as of September 9, 2026

Owner of Record2 Individual Names on File
Mailing Address1905 MISSOURI ST, BAYTOWN, TX 77520-6439
Owner TypeIndividual
VestingSingle Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 23, 2005
Deed SaleJun 23, 2005
Prior SaleJun 6, 2005 · Amount on File
Deed Document Number200541881
Prior Transfer DateJun 3, 2005
Prior Transfer Doc0000037135
Record UpdatedOct 29, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGALVESTON TX
Property Address905 20TH ST, GALVESTON, TX 77550-4694
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000028145
DateMay 9, 2017
Instrument2017028145
Lender
NameFEDERAL NATIONAL MORTGAGE ASSN
TypeGovernment Agency
Address75274
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term244 Months
DueSep 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 905 20th St was $4,918, up 19.2% from the year before.

Source: Galveston County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateTexas
CountyGalveston County
MunicipalityGalveston City
Unified School DistrictGalveston Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$328,300 (-) Land $150,230 Building $178,070$328,300 (-) Land $150,230 Building $178,070
2025$4,918.00 (+19.2%)$328,300 Land $150,230 Building $178,070$328,300 Land $150,230 Building $178,070
2024$4,126.00
2023$198,710 Land $20,640 Building $178,070$198,710 Land $20,640 Building $178,070
2018$2,906.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 905 20th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 293 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies509 units insured
incl. 216 condo units
Nearby Flood Claims806 (1979–2024)
Claims Outside the SFHA6 of 806
Most Recent ClaimAug 2024 · rainfall accumulation
Claims by Event
  • Hurricane Harvey, Sep 2017 · 123 claims
  • Hurricane Ike, Sep 2008 · 337 claims
  • Hurricane Alicia, Aug 1983 · 112 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 905 20th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GALVESTON
serves 52,326 people · EPA ID TX0840003
Water SourcePurchased surface water from GULF COAST WATER AUTHORITY TX CITY
Last State InspectionJan 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Verizon.

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