Monroe County property record for 905 16th Ter, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,800 sqft · built 1965 |
| Lot Size | 0.133 acres (5,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $525,000 (Oct 2014) |
| Tax Bill | $7,438 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00057070-000000 |
| Primary APN | 00057070-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,800 sqft Living Area |
| 1st Floor Area | 1,800 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Plywood |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Other |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,800 sqft (0.133 acres) |
| Lot Dimensions | 100 ft deep x 58 ft wide |
| Pool Area | 210 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 294 sqft |
| Patio Area | 890 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1057550 |
|---|---|
| Old Parcel Number | 01010100057070000000 |
| Street Address | 905 16TH TER |
| City | KEY WEST |
| State | FL |
| Zip | 33040-4244 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 3 LT 2 PEARLMAN HEIGHTS PB4-85 OR329-390/91 OR511-517 OR1609-2428/29 OR1953-411 OR2705-2028/29 OR2750-888 |
| Legal Range | 25E |
| Legal Township | 67S |
| Legal Section | 34 |
| Legal Subdivision | PEARLMAN HEIGHTS |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 971900 |
905 16th Ter is owned and occupied by an individual who bought it in October 2014.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 905 16TH TER, KEY WEST, FL 33040-4244 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 3, 2014 · Amount on File |
| Deed Sale | Oct 3, 2014 · Amount on File |
| Prior Sale | Nov 24, 2003 · Amount on File |
| Deed Document Number | 1999904 |
| Deed Book / Page | 2705 / 2028 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $802,215 Land $478,500 Building $323,715 | $802,215 Land $478,500 Building $323,715 | |
| 2024 | $7,438.00 (-0.27%) | ||
| 2023 | $7,458.00 (+59.77%) | $836,148 (+51.34%) Land $527,800 Building $308,348 | $836,148 (+18.75%) Land $527,800 Building $308,348 |
| 2022 | $4,668.00 Homeowner's exemption | $552,513 | $704,096 Land $411,800 Building $292,296 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 905 16th Ter in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 532 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 721 units insured incl. 189 condo units |
| Nearby Flood Claims | 473 (1980–2026) |
| Claims Outside the SFHA | 3 of 473 |
| Most Recent Claim | Jun 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 905 16th Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: AT&T, Hotwire Communications, Verizon.
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