905 13th Ave N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 905 13th Ave N, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,628 sqft · built 1900
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Jul 2023)
Tax Bill	$4,186 (2026)
Deeds & Mortgages	Jul 2023 Sale Aug 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-44284-0000`

Property Details

APN / Parcel Number

Primary APN	`82-44284-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,628 sqft Living Area
1st Floor Area	1,109 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Metal
Roof Material	Asphalt
Lot Area	17,860 sqft (0.41 acres)
Lot Width	60 ft Width
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas

Location & Zoning

Street Address	905 13TH AVE N
City	SAINT CLOUD
State	MN
Zip	56303-2603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	S26'OF LOT 28 & ALL OF LOT 29 AUD SUBD # 11 SECTION 11 TOWNSHIP 124 RANGE 028 AUD SUBD # 11 SECTION 11 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	11
Legal Subdivision	AUD SUBD # 11
Legal Lot Number	28-29
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1011
Census Tract	801

Owner

Source: Stearns County records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	905 13TH AVE N, SAINT CLOUD, MN 56303-2603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Warranty Deed, Transfer MINNEWASKA ABSTRACT AND TITLE LLC, MINNEWASKA ABSTRACT & TITLE
Aug 10, 2021	Deed, Transfer
Aug 10, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2023 · Amount on Record
Deed Sale	Jul 17, 2023 · Amount on Record
Prior Sale	Aug 10, 2021 · Amount on Record
Deed Document Number	20231558260
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jul 25, 2023
Property Address	905 13TH AVE N, SAINT CLOUD, MN 56303-2603
Document Number	00A1656931
Instrument Date	Jul 17, 2023
Instrument	A1656931
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	MINNEWASKA ABSTRACT AND TITLE LLC, MINNEWASKA ABSTRACT & TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 13TH AVE N, SAINT CLOUD, MN 56303-2603
Investor	Possibly a Property Investor

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 10, 2021
Property Address	905 13TH AVE N, SAINT CLOUD, MN 56303-2603
Document Number	00A1610925
Instrument Date	Aug 6, 2021
Instrument	A1610925
Transaction Type	Transfer
Record Updated	Jul 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 13TH AVE N, SAINT CLOUD, MN 56303-2603

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 10, 2021
Property Address	905 13TH AVE N, SAINT CLOUD, MN 56303-2603
Document Number	00A1610923
Instrument Date	Aug 6, 2021
Instrument	A1610923
Transaction Type	Transfer
Record Updated	Jul 10, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1210 BROADWAY ST # STE24, STE24, ALEXANDRIA, MN 56308-2532

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,186.00 (+68.52%)	$220,000 (-) Land $35,000 Building $185,000	$220,000 (-) Land $35,000 Building $185,000
2025		$220,000 (+12.3%) Land $35,000 Building $185,000	$220,000 (+12.3%) Land $35,000 Building $185,000
2023	$2,484.00	$195,900 Land $35,000 Building $160,900	$195,900 Land $35,000 Building $160,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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