905 10th Ave, Laurel, MT 59044 Property Records

Yellowstone County property record for 905 10th Ave, Laurel, MT 59044

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,964 sqft · built 1979
Lot Size	0.179 acres (7,811 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,251 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Aug 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000B024440`

Property Details

APN / Parcel Number

Primary APN	`000B024440`
Alternative APNs	`03-0821-08-1-11-33-0000` `R0338142` `B024440` `B02444`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,964 sqft Living Area
Gross Area	2,034 sqft
1st Floor Area	1,034 sqft
Basement Area	1,000 sqft
Finished Basement	930 sqft
Unfinished Basement	70 sqft
Family Room	Family Room

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1995
Architectural Style	Bi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,811 sqft (0.179 acres)
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	45 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	905 10TH AVE
City	LAUREL
State	MT
Zip	59044-1645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	WILLOW CREEK SUBD, S08, T02 S, R24 E, BLOCK 2, LOT 2
Legal Range	24E
Legal Township	02S
Legal Section	08
Legal Subdivision	WILLOW CREEK SUBD
Legal Block	2
Legal Lot Number	2
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	LAUREL
Census Block Group	1
Census Block	1046
Census Tract	1901

Owner

Source: Yellowstone County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	905 10TH AVE, LAUREL, MT 59044-1645
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2023	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Aug 25, 2023	Deed of Trust, Mortgage · Line of Credit ALTANA FCU
Jul 31, 2018	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 8, 2011
Transfer Doc	0003584509
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Oct 13, 2023
Property Address	905 10TH AVE, LAUREL, MT 59044-1645
Document Number	0004060236
Map Reference	DOC 1128191
Instrument Date	Oct 13, 2023
Instrument	4060236
Transaction Type	Transfer
Record Updated	Oct 26, 2023
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	905 10TH AVE, LAUREL, MT 59044-1645

Mortgage

Document Number	0004060237
Date	Oct 13, 2023
Instrument	4060237

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	905 10TH AVE, LAUREL, MT 59044-1645
Transaction Type	Mortgage
Record Updated	Sep 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004056407
Date	Aug 25, 2023
Instrument	4056407

Lender

Name	ALTANA FCU
Type	Credit Union
Address	BILLINGS, MT 59102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 24, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	905 10TH AVE, LAUREL, MT 59044-1645
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003856240
Date	Jul 31, 2018
Instrument	000003856240

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Yellowstone County
Municipality	Laurel City
Elementary School District	Laurel Elementary School District (PK - 08)
Secondary School District	Laurel High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$344,200 (-) Land $58,528 Building $285,672	$344,200 (-) Land $58,528 Building $285,672
2025	$2,251.00 (-12.07%)	$344,200 (+32.38%) Land $58,528 Building $285,672	$344,200 (+32.38%) Land $58,528 Building $285,672
2024	$2,560.00 (+23.67%)
2023	$2,070.00	$260,000	$260,000 Land $38,065 Building $221,935

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2004 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 79% of Montana
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAUREL MUNICIPAL WATER SYSTEM serves 6,339 people · EPA ID MT0000270
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Starlink Satellite	280 / 30
Wisp West Fixed Wireless	100 / 20

May also be available: Verizon.

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