9049 Calle Lucia, Lakeside, CA 92040 Property Records

San Diego County property record for 9049 Calle Lucia, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,322 sqft · built 1980
Lot Size	0.62 acres (2,688 sqft)
Owner	2 Individual Names on Record
Last Sale	$610,000 (May 2024)
Tax Bill	$8,223 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Sep 2022 Second Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`397-341-19-00`

Property Details

APN / Parcel Number

Primary APN	`397-341-19-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,322 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Gravel
Lot Area	2,688 sqft (0.62 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	9049 CALLE LUCIA
City	LAKESIDE
State	CA
Zip	92040-5002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 4 TR 006987
Legal Subdivision	CASA DEL SOL ESTATES
Legal Tract	006987
Legal Block	2
Legal Lot Number	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	16807

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8555 IVERSON ST, SAN DIEGO, CA 92123-2059
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2024	Deed of Trust, Mortgage · FHA Mortgage HOMETAP EQUITY PARTNERS LLC
Sep 9, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HOMETAP EQUITY PARTNERS LLC
Mar 11, 2022	Deed of Trust, Mortgage · Commercial Mortgage HOMETAP INVESTMENT PARTNERS III SPV LLC
Dec 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage POINT MORTGAGE CORP
Jun 26, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Sep 3, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Sep 10, 2018	Grant Deed, Transfer · Conventional Mortgage POINT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2024 · Amount on Record
Deed Sale	May 22, 2024 · Amount on Record
Prior Sale	Sep 10, 2018 · Amount on Record
Deed Document Number	2024128346
Prior Transfer Date	Dec 23, 2005
Prior Transfer Doc	0001104575
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9049 CALLE LUCIA, LAKESIDE, CA 92040-5002
Transaction Type	Mortgage
Record Updated	Jan 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9049 CALLE LUCIA, LAKESIDE, CA 92040-5002

Mortgage

Document Number	0000000195
Date	Jan 2, 2024
Instrument	2024-0000195

Lender

Name	HOMETAP EQUITY PARTNERS LLC
Type	Non-Lending Institution
Address	BOSTON, MA 02116

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9049 CALLE LUCIA, LAKESIDE, CA 92040-5002
Transaction Type	Mortgage
Record Updated	Sep 20, 2022
Title Company	HERITAGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9049 CALLE LUCIA, LAKESIDE, CA 92040-5002

Mortgage

Document Number	0000358757
Date	Sep 9, 2022
Instrument	2022-0358757

Lender

Name	HOMETAP EQUITY PARTNERS LLC
Type	Non-Lending Institution
Address	BOSTON, MA 02199

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 9, 2032

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9049 CALLE LUCIA, LAKESIDE, CA 92040-5002
Transaction Type	Mortgage
Record Updated	Mar 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9049 CALLE LUCIA, LAKESIDE, CA 92040-5002

Mortgage

Document Number	0000109693
Date	Mar 11, 2022
Instrument	2022-0109693

Lender

Name	HOMETAP INVESTMENT PARTNERS III SPV LLC
Type	Non-Lending Institution
Address	BOSTON, MA 02199

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9049 CALLE LUCIA, LAKESIDE, CA 92040-5002
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000584573
Date	Dec 13, 2019
Instrument	2019-0584573

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company
Address	CHULA VISTA, CA 91910

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9049 CALLE LUCIA, LAKESIDE, CA 92040-5002
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000334841
Date	Jun 26, 2020
Instrument	2020-0334841

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 25, 2035

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9049 CALLE LUCIA, LAKESIDE, CA 92040-5002
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9049 CALLE LUCIA 1, 1, LAKESIDE, CA 92040-5002

Mortgage

Document Number	0000511002
Date	Sep 3, 2020
Instrument	2020-0511002

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	177 Months
Due	Jun 25, 2035

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 10, 2018
Property Address	9049 CALLE LUCIA, LAKESIDE, CA 92040-5002
Document Number	0000374074
Map Reference	MAP 6987
Instrument Date	Jul 11, 2018
Instrument	2018-0374074
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	GUARDIAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9049 CALLE LUCIA, LAKESIDE, CA 92040-5002

Mortgage

Document Number	0000374075
Date	Sep 10, 2018
Instrument	2018-0374075

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$634,642 (+2%) Land $226,654 Building $407,988
2025	$8,223.00 (+53.24%)	$622,199 (+63.47%) Land $222,210 Building $399,989
2024	$5,366.00 (+3.87%)
2023	$5,166.00 (+1.99%)	$380,627 Land $135,936 Building $244,691
2022	$5,065.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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