9048 Terwilligersridge Dr, Cincinnati, OH 45249 Property Records

Hamilton County property record for 9048 Terwilligersridge Dr, Cincinnati, OH 45249

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,816 sqft · built 1992
Lot Size	0.462 acres (20,125 sqft)
Owner	Individual Name on File
Last Sale	$530,000 (Oct 2018)
Tax Bill	$12,393 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`620-0180-0563-00`

Property Details

APN / Parcel Number

Primary APN	`620-0180-0563-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,816 sqft Living Area
1st Floor Area	2,066 sqft
2nd Floor Area	1,750 sqft
Basement Area	2,066 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	20,125 sqft (0.462 acres)
Garage Type	Attached
Garage Area	738 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	212 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	9048 TERWILLIGERSRIDGE DR
City	CINCINNATI
State	OH
Zip	45249-2768
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TERWILLIGERS RIDGE DR 0.46231 AC PT LOT 14 TERWILLIGERS ESTATES SUB
Legal Subdivision	TERWILLIGERS ESTATES
Legal Lot Number	14
Jurisdiction	HAMILTON OH
Township / Civil Division	SYMMES
Census Block Group	3
Census Block	3004
Census Tract	24323

Owner

9048 Terwilligersridge Dr is owned and occupied by an individual who bought it in October 2018.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	9048 TERWILLIGERSRIDGE DR, CINCINNATI, OH 45249-2768
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Nov 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS
Sep 17, 2019	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK
Oct 29, 2018	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2018 · Amount on File
Deed Sale	Oct 29, 2018 · Amount on File
Prior Sale	Nov 27, 2002 · Amount on File
Deed Document Number	0000095939
Deed Book / Page	13784 / 1641
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	9048 TERWILLIGERSRIDGE DR, CINCINNATI, OH 45249-2768
Transaction Type	Mortgage
Record Updated	May 25, 2021
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049734
Date	Apr 21, 2021
Book Page	14401/96
Instrument	2021-0049734

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	9048 TERWILLIGERSRIDGE DR, CINCINNATI, OH 45249-2768
Document Number	0000106981
Instrument Date	Nov 27, 2019
Transaction Type	Mortgage
Record Updated	Jan 24, 2020
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9048 TERWILLIGERSRIDGE DR CINCINNATI OH 452492768, CINCINNATI, OH 45249-2768

Mortgage

Document Number	0000106981
Date	Dec 4, 2019
Book Page	014056/001277
Instrument	106981

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	9048 TERWILLIGERSRIDGE DR, CINCINNATI, OH 45249-2768
Document Number	0000084272
Instrument Date	Sep 17, 2019
Transaction Type	Mortgage
Record Updated	Nov 11, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9048 TERWILLIGERSRIDGE DR CINCINNATI OH 452492768, CINCINNATI, OH 45249-2768

Mortgage

Document Number	0000084272
Date	Sep 30, 2019
Book Page	014012/001715
Instrument	84272

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2049

Interest

Rate Type	Adjustable Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 29, 2018
Property Address	9048 TERWILLIGERSRIDGE DR, CINCINNATI, OH 45249-2768
Document Number	0000095939
Book / Page	13784 / 1641
Map Reference	MB 65 PG 8-10
Instrument Date	Oct 24, 2018
Instrument	2018-0095939
Transaction Type	Transfer
Record Updated	Sep 5, 2022
Title Company	PROMINENT TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,590.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	9048 TERWILLIGERSRIDGE DR, CINCINNATI, OH 45249-2768

Mortgage

Document Number	0000095940
Date	Oct 29, 2018
Instrument	2018-0095940

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 9048 Terwilligersridge Dr was $12,393, up 3.2% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Symmes Township
Unified School District	Loveland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,393.00 (+3.23%)	$225,145 (-) Land $43,750 Building $181,395
2024	$12,005.00 (-1.51%)	$225,145 (-) Land $43,750 Building $181,395
2023	$12,189.00 (+1.02%)	$225,145 (+21.37%) Land $43,750 Building $181,395	$643,270 Land $125,000 Building $518,270
2022	$12,066.00 Homeowner's exemption	$185,500 Land $40,600 Building $144,900
2020			$530,000 Land $116,000 Building $414,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9048 Terwilligersridge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9048 Terwilligersridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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