9048 Emerson Ave, Surfside (Miami Beach), FL 33154 Property Records

Miami-Dade County property record for 9048 Emerson Ave, Surfside, FL 33154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,298 sqft · built 1945
Lot Size	0.129 acres (5,600 sqft)
Owner	2 Individual Names on File
Last Sale	$1,100,000 (Jul 2023)
Tax Bill	$20,307 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Jan 2022 Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`14-2235-001-2350`

Property Details

APN / Parcel Number

Primary APN	`14-2235-001-2350`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,298 sqft Living Area
Gross Area	1,666 sqft
1st Floor Area	1,298 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1990
Exterior Material	Concrete Block/Hollow Tile/Frame
Construction Type	Concrete Block
Lot Area	5,600 sqft (0.129 acres)
Lot Dimensions	112 ft deep x 50 ft wide
Garage Area	132 sqft
Porch	Porch
Porch Area	69 sqft
Patio Area	450 sqft

Location & Zoning

Street Address	9048 EMERSON AVE
City	SURFSIDE
State	FL
Zip	33154-3214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0800
Legal Description	34-35 52 42 ALTOS DEL MAR NO 4PB 10-63 LOT 7 BLK 16 LOT SIZE 50.000 X 112 OR 16849-2438 0595 4 COC 25879-0935 06 2007 1
Legal Range	42E
Legal Township	52S
Legal Section	35
Legal Subdivision	ALTOS DEL MAR NO 4
Legal Block	16
Legal Lot Number	7
Jurisdiction	DADE FL
Township / Civil Division	MIAMI BEACH
Census Block Group	3
Census Block	3019
Census Tract	3804

Owner

9048 Emerson Ave is owned and occupied by two individuals who acquired it in November 2025.

Source: Miami-Dade County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9048 EMERSON AVE, SURFSIDE, FL 33154-3214
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jan 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 14, 2026	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 7, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jan 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 23, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2023 · Amount on File
Deed Sale	Jul 7, 2023 · Amount on File
Prior Sale	Dec 23, 2019 · Amount on File
Deed Document Number	2023467057
Deed Book / Page	33783 / 1834
Last Transfer Date	Nov 25, 2025
Transfer Doc	0000029017
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	9048 EMERSON AVE, SURFSIDE, FL 33154-3214
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9048 EMERSON AVE, SURFSIDE, FL 33154-3214

Mortgage

Document Number	0000147784
Date	Feb 17, 2022
Book Page	33028/3295
Instrument	2022R0147784

Lender

Name	TRUIST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	9048 EMERSON AVE, SURFSIDE, FL 33154-3214
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018114
Date	Jan 7, 2022
Book Page	32946/2399
Instrument	2022R0018114

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	348 Months
Due	Jan 1, 2051

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DADE FL
Recording Date	Jan 14, 2026
Property Address	9048 EMERSON AVE, SURFSIDE, FL 33154-3214
Document Number	0000029017
Book / Page	35118 / 2116
Map Reference	MB 10 PG 63
Instrument Date	Nov 25, 2025
Instrument	2026R0029017
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8826 FROUDE AVE, SURFSIDE, FL 33154-3322

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9048 EMERSON AVE, SURFSIDE, FL 33154-3214

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Jul 7, 2023
Property Address	9048 EMERSON AVE, SURFSIDE, FL 33154-3214
Document Number	0000467057
Book / Page	33783 / 1834
Map Reference	MB 10 PG 63
Instrument Date	Jun 23, 2023
Instrument	2023R0467057
Transaction Type	Transfer
Record Updated	Jan 31, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$6,600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9048 EMERSON AVE, SURFSIDE, FL 33154-3214

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9173 ABBOTT AVE, SURFSIDE, FL 33154-3134

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	9048 EMERSON AVE, SURFSIDE, FL 33154-3214
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018282
Date	Jan 11, 2021
Book Page	32281/1500
Instrument	2021R0018282

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Dec 23, 2019
Property Address	9048 EMERSON AVE, SURFSIDE, FL 33154-3214
Document Number	0000791883
Book / Page	31738 / 3660
Map Reference	MB 10 PG 63
Instrument Date	Dec 5, 2019
Instrument	2019R0791883
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9048 EMERSON AVE, 9048, SURFSIDE, FL 33154-3214

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6301 COLLINS AVE APT 2503, 2503, MIAMI, FL 33141-4645

Mortgage

Document Number	0000003662
Date	Dec 23, 2019
Instrument	31738/3662

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 9048 Emerson Ave was $20,307.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Surfside Town
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,307.00	$961,996 Land $873,111 Building $88,885	$961,996 Land $873,111 Building $88,885
2023	$6,325.00 (+2.81%) Homeowner's exemption	$357,262 (+3%)	$900,419 (+30.76%) Land $772,838 Building $127,581
2022	$6,152.00 Homeowner's exemption	$346,857	$688,611 Land $560,088 Building $128,523

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9048 Emerson Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 178 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	601 units insured incl. 423 condo units
Nearby Flood Claims	79 (1979–2024)
Claims Outside the SFHA	3 of 79
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 13 claims Hurricane Irene, Oct 1999 · 11 claims Hurricane Andrew, Aug 1992 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 9048 Emerson Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SURFSIDE serves 5,744 people · EPA ID FL4131424
Water Source	Purchased groundwater from MDWASA - MAIN SYSTEM
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Breezeline Cable	1,000 / 50

May also be available: T-Mobile.

Nearby Properties on Emerson Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures