9048 Elm Ave, Orangevale, CA 95662 Property Records

Sacramento County property record for 9048 Elm Ave, Orangevale, CA 95662

Property Summary

Property Type	Single Family Home
Details	4,617 sqft · built 2006
Lot Size	1.17 acres (51,400 sqft)
Owner	2 Individual Names on File
Last Sale	$1,000,000 (Aug 2018)
Tax Bill	$10,661 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`213-0162-044-0000`

Property Details

APN / Parcel Number

Primary APN	`213-0162-044-0000`

Interior

Stories	2 Stories
Building Area	4,617 sqft Total Area
Gross Area	3,950 sqft
1st Floor Area	3,100 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	51,400 sqft

Location & Zoning

Street Address	9048 ELM AVE
City	ORANGEVALE
State	CA
Zip	95662-3524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	PARCEL MAP, LOT 2
Legal Subdivision	PARCEL MAP
Legal Lot Number	2
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1002
Census Tract	8208

Owner

9048 Elm Ave is owned and occupied by two individuals who bought it in August 2018.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9048 ELM AVE, ORANGEVALE, CA 95662-3524
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage JACOM CU
Jul 27, 2018	Deed of Trust, Mortgage MEADOWS BK
Aug 16, 2018	Grant Deed, Transfer · Conventional Mortgage MEADOWS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2018 · Amount on File
Deed Sale	Aug 16, 2018 · Amount on File
Prior Sale	Aug 25, 2016 · Amount on File
Deed Book / Page	20180816 / 1255
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9048 ELM AVE, ORANGEVALE, CA 95662-3524
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7981 BELHAVEN WAY, EL DORADO HILLS, CA 95762-9693

Mortgage

Document Number	0000000808
Date	Sep 16, 2025
Instrument	202509160808

Lender

Name	JACOM CU
Type	Credit Union
Address	LOS ANGELES, CA 90018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.12%
Type Change Date	Oct 1, 2030
Change Frequency	Annually
Min Rate At Change	7.12%
Max Rate At Change	9.12%
Max Rate	12.1%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9048 ELM AVE, ORANGEVALE, CA 95662-3524
Document Number	1809200095
Instrument Date	Jul 27, 2018
Transaction Type	Mortgage
Record Updated	Oct 2, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9048 ELM AVE ORANGEVALE CA 956623524, ORANGEVALE, CA 95662-3524

Mortgage

Document Number	1809200095
Date	Sep 20, 2018
Instrument	1809200095

Lender

Name	MEADOWS BK
Type	Bank

Agreement

Amount	Amount on Record
Term	300 Months
Due	Sep 19, 2043

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 16, 2018
Property Address	9048 ELM AVE, ORANGEVALE, CA 95662-3524
Document Number	1808161255
Instrument Date	Jul 25, 2018
Instrument	1808161255
Transaction Type	Transfer
Record Updated	Sep 5, 2018
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9048 ELM AVE ORANGEVALE CA 956623524, ORANGEVALE, CA 95662-3524

Mortgage

Document Number	1808161256
Date	Aug 16, 2018
Instrument	1808161256

Lender

Name	MEADOWS BK
Type	Bank
Address	LAS VEGAS, NV 89148-1311

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	1808161258,
Date	Aug 16, 2018
Instrument	1808161258

Lender

Name	MEADOWS BK
Type	Bank
Address	LAS VEGAS, NV 89148-1311

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 9048 Elm Ave was $10,661, up 0.9% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$910,257 (+2%) Land $295,832 Building $614,425
2025	$10,661.00 (+0.95%)	$892,410 Land $290,032 Building $602,378
2024	$10,561.00 (+2.6%)
2023	$10,293.00 (+0.52%)	$857,759 Land $278,771 Building $578,988
2022	$10,240.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 9048 Elm Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1996 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9048 Elm Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE VALE WATER COMPANY private · serves 16,861 people · EPA ID CA3410016
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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