Frederick County property record for 9047 McPherson St, Frederick, MD 21704
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 2,280 sqft · built 2009 |
| Lot Size | 0.041 acres (1,790 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (Dec 2021) |
| Tax Bill | $6,563 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-251629 |
| Primary APN | 07-251629 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,280 sqft Living Area |
| 1st Floor Area | 760 sqft |
| Basement Area | 760 sqft |
| Finished Basement | 760 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,790 sqft (0.041 acres) |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 251629 |
|---|---|
| Street Address | 9047 MCPHERSON ST |
| City | FREDERICK |
| State | MD |
| Zip | 21704-7859 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD |
| Legal Description | LOT 1340 SEC M-1E 1,790 SQ. FT. VILLAGES OF URBANA |
| Legal Subdivision | VILLAGES/URBANA |
| Legal Lot Number | 1340 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 7, URBANA |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 752206 |
9047 McPherson St, a townhouse, is owned by two individuals who bought it in December 2021.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9358 PENROSE ST, FREDERICK, MD 21704-7339 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 21, 2021 | Deed, Transfer · Conventional Mortgage FAIRWAY ASSET CORP |
| Aug 7, 2017 | Grant Deed, Transfer · FHA Mortgage STEARNS LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2021 · Amount on File |
| Deed Sale | Dec 21, 2021 · Amount on File |
| Prior Sale | Aug 7, 2017 · Amount on File |
| Deed Book / Page | 15597 / 12 |
| Prior Transfer Date | Apr 1, 2013 |
| Prior Transfer Doc | 0095090388 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Dec 21, 2021 |
| Property Address | 9047 MCPHERSON ST, FREDERICK, MD 21704-7859 |
| Document Number | 0155970012 |
| Book / Page | 15597 / 12 |
| Map Reference | MB 85 PG 192 |
| Instrument Date | Oct 15, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | AWO TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,187.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9047 MCPHERSON ST, FREDERICK, MD 21704-7859 |
| Document Number | 0001559720 |
|---|---|
| Date | Dec 21, 2021 |
| Instrument | 15597/20 |
| Name | FAIRWAY ASSET CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Aug 7, 2017 |
| Property Address | 9047 MCPHERSON ST, FREDERICK, MD 21704-7859 |
| Document Number | 0119640030 |
| Book / Page | 011964 / 000030 |
| Instrument Date | Jul 31, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $375.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9047 MCPHERSON ST FREDERICK MD 217047859, FREDERICK, MD 21704-7859 |
| Document Number | 119640036 |
|---|---|
| Date | Aug 7, 2017 |
| Book Page | 011964/000036 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 6, 2047 |
The 2025 property tax bill for 9047 McPherson St was $6,563, up 6.4% from the year before.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $494,033 (+8.21%) | $531,500 (-) Land $170,000 Building $361,500 | |
| 2025 | $6,563.00 (+6.42%) | $456,567 | $531,500 Land $170,000 Building $361,500 |
| 2024 | $6,167.00 (+7.29%) | ||
| 2023 | $5,748.00 | $398,167 | $419,100 Land $135,000 Building $284,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9047 McPherson St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9047 McPherson St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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